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Active Product: Sentinel Security Life – Personal Choice Annuity 5, 7, 10-Year Terms (86–90 Age Bracket)
Sentinel Security Life – Personal Choice Annuity 5, 7, 10-Year Terms (86–90 Age Bracket)
About this product
The Sentinel Security Life Personal Choice Annuity (Ages 86–90) is a single-premium Multi-Year Guaranteed Annuity (MYGA) tailored specifically for older applicants seeking guaranteed accumulation with full principal protection. Available in 5-, 7-, and 10-year guarantee periods, it provides fixed interest growth, tax-deferred compounding, and penalty-free annual withdrawals. This version is structured to accommodate applicants between ages 86 and 90, offering a secure accumulation vehicle for short- to mid-term income planning while maintaining the same surrender structure as the standard Personal Choice series.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 5 Years | 4.70% |
| 7 Years | 4.90% |
| 10 Years | 5.10% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 4.55% |
| $100,000.00 - $1,000,000.00 | 4.70% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (65), the following guarantee period will be applied:
| Guarantee Period | 10 years |
| Rate | 5.10% |
| Age | 55 - 65 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 3 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage