SBLI (MA) – ECAccumulate MYGA
About this product
The SBLI EC Accumulate is a single-premium Multi-Year Guaranteed Annuity (MYGA) that provides fixed, tax-deferred growth over a 5-year guarantee period. It offers full principal protection, guaranteed interest crediting, and flexibility for qualified and non-qualified funds. This product is ideal for savers seeking consistent returns without market exposure, while retaining limited liquidity through annual penalty-free withdrawals. At the end of the guarantee term, policyholders can withdraw, renew, or annuitize their funds with no surrender charges.
Available Rates
Rates are based on current simulation settings with premium amount $100,000.00
| 5 Years | 5.30% |
Available Guarantee Periods
Rates are based on current simulation settings with premium amount $100,000.00
| $25,000.00 - $99,999.00 | 5.15% |
| $100,000.00 - $1,000,000.00 | 5.3% |
| Features | |
| Maximum Issue Age | 85 years |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
- Life Income Only: Payments for the rest of your life, stopping upon death
- Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
- Life with Period Certain: Lifetime payments with a minimum guaranteed period
- Joint Life: Payments continue for both you and your spouse's lifetimes
- Systematic Withdrawal: Regular withdrawals of a specified amount or percentage