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Active Product: Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Withdrawal Rider)
Polish Falcons of America – Safeguard CD Annuity (2- & 3-Year Terms, Withdrawal Rider)
About this product
The Safeguard CD Annuity with the Withdrawal Rider is a single premium, fixed-rate annuity that guarantees interest for 2 and 3 year terms while allowing limited access to interest through periodic withdrawals. This version maintains the same short-term CD-style structure as the base product but includes an option to receive interest withdrawals rather than having all interest compound. Principal is fully protected, accumulation is tax-deferred, and administrative fees do not apply.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 2 Years | 5.00% |
| 3 Years | 5.50% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $5,000.00 - $100,000.00 | 5.00% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (58), the following guarantee period will be applied:
| Guarantee Period | 3 years |
| Rate | 5.50% |
| Age | 55 - 58 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 10 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage