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Active Product: Pacific Guardian – Diamond Head (3-, 4-, 5-, 6-, 7-, 8-, 9-, and 10-year terms)
Pacific Guardian – Diamond Head (3-, 4-, 5-, 6-, 7-, 8-, 9-, and 10-year terms)
About this product
The Pacific Guardian Life Diamond Head MYGA is a single-premium Multi-Year Guaranteed Annuity (MYGA)offering fixed, tax-deferred accumulation and complete principal protection over guarantee periods of 3 to 10 years. Issued by Pacific Guardian Life Insurance Company, this annuity provides secure growth with predictable returns and penalty-free access of up to 10% of account value each year.
At the end of the term, policyholders may renew, withdraw, or annuitize without penalty, making it an ideal option for those seeking stability, flexibility, and guaranteed interest rates.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.80% |
| 4 Years | 4.80% |
| 5 Years | 5.00% |
| 6 Years | 5.00% |
| 7 Years | 5.00% |
| 8 Years | 5.00% |
| 9 Years | 5.00% |
| 10 Years | 5.00% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $1,000,000.00 | 4.80% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (65), the following guarantee period will be applied:
| Guarantee Period | 10 years |
| Rate | 5.00% |
| Age | 55 - 65 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 3 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage