Simulation & Edit Mode
Active Product: Nationwide Life – Platinum Edge (3-, 4-, 5-, 6-, 7-, 8-, 9- & 10-year terms)
Nationwide Life – Platinum Edge (3-, 4-, 5-, 6-, 7-, 8-, 9- & 10-year terms)
About this product
Nationwide Platinum Edge® is a flexible-purchase-payment modified guaranteed annuity. It is designed for individuals who want to earn higher guaranteed interest than traditional fixed investments while preserving their principal. With multiple term lengths (3 to 10 years), it offers tax-deferred growth, guaranteed rates if held to term, and the ability to structure retirement income over time. It includes a Market Value Adjustment (MVA), which can positively or negatively affect early withdrawal value. Ideal for conservative investors comfortable holding funds through a fixed term.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 2.70% |
| 4 Years | 3.35% |
| 5 Years | 3.50% |
| 6 Years | 3.75% |
| 7 Years | 4.00% |
| 8 Years | 4.05% |
| 9 Years | 4.15% |
| 10 Years | 4.25% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $1,000,000.00 | 2.70% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (65), the following guarantee period will be applied:
| Guarantee Period | 10 years |
| Rate | 4.25% |
| Age | 55 - 65 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 3 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage