Simulation & Edit Mode
Active Product: Nationwide Life – Secure Growth (ROP) (3-, 4-, 5-, & 7-year terms)
Nationwide Life – Secure Growth (ROP) (3-, 4-, 5-, & 7-year terms)
About this product
Nationwide Secure Growth® is a single-purchase-payment deferred fixed annuity designed for clients who want principal protection, tax-deferred growth, and a guaranteed interest rate for a selected term. The Return of Purchase Payment Guarantee (ROP) option is an available rate feature intended to support principal protection if the contract is fully surrendered during the surrender-charge period (subject to the product’s ROP rules and reductions for prior withdrawals and applicable state taxes).
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 3.85% |
| 4 Years | 3.95% |
| 5 Years | 4.10% |
| 7 Years | 4.15% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 3.35% |
| $100,000.00 - $1,000,000.00 | 3.85% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (80) and target payout age (87), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.15% |
| Age | 80 - 87 |
Summary
| Total years to payout | 10 |
| Total guarantee periods applied | 2 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage