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Withdrawals above the penalty-free limit or full surrender prior to maturity are subject to the following declining surrender schedule:

No annual maintenance or administrative fees. The only applicable deductions are surrender charges for early withdrawals during the contract term.

Upon the death of the owner, beneficiaries receive the full accumulation value without reduction for surrender charges.

• 10% Free Withdrawal Provision (beginning in year two).

• Additional hardship waivers may apply by state approval.

Starting in year two, up to 10% of the account value may be withdrawn annually without a surrender charge. Withdrawals in the first year are subject to standard surrender charges.

This single-premium deferred annuity guarantees a fixed interest rate for the selected term and is available exclusively for non-qualified (after-tax) funds. Additional premium deposits are not permitted. Upon maturity, the policyholder can renew, withdraw, or annuitize their contract without penalty.

At the end of the term, the contract renews at National Security’s then-current declared rate unless the owner elects to withdraw or annuitize without penalty.

During the term, the surrender value equals the accumulation value minus applicable surrender charges. After maturity, the full accumulation value is available with no penalty.

is a single-premium Multi-Year Guaranteed Annuity (MYGA) 

 offering steady, tax-deferred growth and guaranteed principal protection over 

 It provides simple, fixed-rate accumulation ideal for conservative savers seeking predictable performance without exposure to market risk.

Issued by National Security Insurance Company, the product emphasizes financial stability, clear liquidity options, and flexible renewal at maturity. Policyholders can access 10% of the account value annually (starting in year two) without penalty, and at the end of the term, may withdraw, renew, or annuitize the full accumulation value with no surrender charges.

If you withdraw more than the free-withdrawal amount during the surrender period, the amount “may be subject to a surrender charge percentage”.

Your beneficiaries will receive the full contract value.

Free-look period: 20 days; 30 days if replacing; Florida 21 days (per company page).

Withdraw up to…10% of the contract value or your Required Minimum Distribution…whichever is greater,” beginning after the first anniversary.

Personal, Traditional IRA, Roth IRA, SEP-IRA, SIMPLE-IRA, 403(b).

The National Security MYGA policy is a single premium deferred fixed annuity contract that guarantees a fixed interest rate for 3, 4, 5, 6, or 7 years. Premiums are credited in full with no upfront fees, and the account value grows on a tax-deferred basis.

Prior to the end of the initial guarantee period, “continue for the same…surrender the contract without a surrender charge or continue…for a different guarantee period.

Withdrawals may be subject to a surrender charge percentage

 (Multi-Year Guaranteed Annuity) is a single premium deferred fixed annuity that offers secure, predictable growth by locking in a guaranteed interest rate for a fixed period of 3, 4, 5, 6, or 7 years. Designed for individuals seeking safety and tax-deferred accumulation of non-qualified assets, the product shields savings from market volatility while ensuring steady returns.

National Security – MYGA (3-, 4-, 5-, 6-, and 7-year terms, NQ only)

National Security MYGA