Simulation & Edit Mode
Active Product: Knighthead Life – Staysail™ MYGA (No Liquidity Rider – California Only)
Knighthead Life – Staysail™ MYGA (No Liquidity Rider – California Only)
About this product
The California-only version of the Staysail™ MYGA (No Liquidity Rider) provides guaranteed simple-interest accumulation, strong client protections, and some of the most competitive MYGA rates available for California residents. This version does not include the 10% liquidity rider, allowing the contract to offer California-specific higher rates while maintaining full principal protection and tax-deferred growth over 3-, 5-, and 7-year guarantee periods.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 5.50% |
| 5 Years | 6.20% |
| 7 Years | 6.40% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 5.25% |
| $100,000.00 - $2,000,000.00 | 5.50% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 6.40% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage