Simulation & Edit Mode
Active Product: Integrity Life – New Momentum (5-, 6-, 7- and 10-year terms)
Integrity Life – New Momentum (5-, 6-, 7- and 10-year terms)
About this product
New Momentum is a flexible premium deferred fixed annuity (FPDA) issued by Integrity Life Insurance Company and National Integrity Life Insurance Company. It provides guaranteed, tax-deferred fixed interest growth with flexible contribution options and multiple Guaranteed Rate Options (GROs) designed for conservative savers seeking predictable accumulation. New Momentum offers a 0.75% first-year interest enhancement, daily compounding, principal protection, and consistent long-term performance insulated from market volatility. With accessible penalty-free withdrawals and clear contract mechanics, it supports long-term financial planning with stability, flexibility, and dependable growth.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 5 Years | 3.85% |
| 6 Years | 3.47% |
| 7 Years | 3.45% |
| 10 Years | 3.62% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $5,000.00 - $1,000,000.00 | 3.85% |
Features
| Maximum Issue Age | 85 years |
Growth Projection
How your money grows
Based on your issue age (80) and target payout age (90), the following guarantee period will be applied:
| Guarantee Period | 10 years |
| Rate | 3.62% |
| Age | 80 - 90 |
Summary
| Total years to payout | 10 |
| Total guarantee periods applied | 1 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage