Simulation & Edit Mode
Active Product: Athene NY – MYG ROP
Athene NY – MYG ROP
About this product
Athene MYG℠ with Return of Premium (ROP) is a Multi-Year Guarantee Annuity issued by Athene Annuity & Life Assurance Company of New York (68039) that provides fixed, tax-deferred interest growth with a guaranteed interest rate for a selected 3-, 5-, or 7-year term. It is designed for clients seeking dependable growth, principal protection (when held through the Withdrawal Charge Period), and annual penalty-free access to a portion of their Accumulated Value, with an optional ROP feature that can provide additional surrender flexibility.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.15% |
| 5 Years | 4.45% |
| 7 Years | 4.50% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 3.90% |
| $100,000.00 - $1,000,000.00 | 4.15% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.50% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage