Simulation & Edit Mode
Active Product: Athene NY – Max Rate MYGA
Athene NY – Max Rate MYGA
About this product
Athene MaxRate® MYGA is a single-premium Multi-Year Guaranteed Annuity issued by Athene Annuity & Life Assurance Company of New York that delivers guaranteed, tax-deferred interest growth with full principal protection for 3-, 5-, or 7-year terms. The initial premium earns a fixed interest rate guaranteed for the entire selected term, offering predictable accumulation insulated from market volatility. Designed exclusively for New York, MaxRate MYGA is well suited for conservative investors seeking stability, competitive fixed returns, and simple contract mechanics.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 3 Years | 4.20% |
| 5 Years | 4.60% |
| 7 Years | 4.65% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $10,000.00 - $99,999.00 | 3.95% |
| $100,000.00 - $1,000,000.00 | 4.20% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 4.65% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage