What is the minimum premium amount for Athene Agility (7-Year)?

The minimum premium amount is $10,000.

What is the maximum premium amount for Athene Agility (7-Year)?

The maximum premium amount is $1,000,000.

What is the issue age range for Athene Agility (7-Year)?

The issue age range is 0 to 85 years.

What is the company rating for Athene Annuity and Life Company?

The company rating is A- by AM_BEST.

What are the best rates available for Athene Agility (7-Year)?

The best available performance strategy is Nasdaq 100 - Participation 35.0% with 253578.34% final earnings.

Athene Agility (7-Year) - Athene Annuity and Life Company

Simulation & Edit Mode

Active Product: Athene Agility (7-Year)

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Athene Annuity and Life Company

A-

Athene Agility (7-Year)

Provider

Athene Annuity and Life Company

About this product

Fixed Index Annuity product from Athene Annuity and Life Company with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

5.97%

Projection Years

10 Years

Account Balance

$176,848.45

Lifetime Income

$176,848.45

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	6

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	6.50%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$11,444
Accumulated Rider Fees	-$0
Final Account Value	$31,444
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (80)	$20,000	5.00%	+$1,000 5.00%	$21,000
2 (81)	$21,000	-0.65%	- Floor Protected	$21,000
3 (82)	$21,000	10.46%	+$1,365 6.50%	$22,365
4 (83)	$22,365	21.68%	+$1,454 6.50%	$23,819
5 (84)	$23,819	16.35%	+$1,548 6.50%	$25,367
6 (85)	$25,367	11.78%	+$1,649 6.50%	$27,016
7 (86)	$27,016	-6.62%	- Floor Protected	$27,016
8 (87)	$27,016	45.02%	+$1,756 6.50%	$28,772
9 (88)	$28,772	26.40%	+$1,870 6.50%	$30,642
10 (89)	$30,642	2.62%	+$802 2.62%	$31,444

Index Fund	S&P-500
Rate Strategy Type	Participation
Rate	45.00%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$16,168
Accumulated Rider Fees	-$0
Final Account Value	$36,168
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (80)	$20,000	5.00%	+$450 2.25%	$20,450
2 (81)	$20,450	-0.65%	- Floor Protected	$20,450
3 (82)	$20,450	10.46%	+$963 4.71%	$21,413
4 (83)	$21,413	21.68%	+$2,089 9.76%	$23,502
5 (84)	$23,502	16.35%	+$1,729 7.36%	$25,231
6 (85)	$25,231	11.78%	+$1,337 5.30%	$26,568
7 (86)	$26,568	-6.62%	- Floor Protected	$26,568
8 (87)	$26,568	45.02%	+$5,383 20.26%	$31,951
9 (88)	$31,951	26.40%	+$3,796 11.88%	$35,747
10 (89)	$35,747	2.62%	+$421 1.18%	$36,168

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	13.00%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$14,016
Accumulated Rider Fees	-$0
Final Account Value	$34,016
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (80)	$20,000	5.00%	- 2Y P2P	$20,000
2 (81)	$20,000	-0.65%	+$863 4.31% Floor Protected 2Y P2P	$20,863
3 (82)	$20,863	10.46%	- 2Y P2P	$20,863
4 (83)	$20,863	21.68%	+$2,712 13.00% 2Y P2P	$23,575
5 (84)	$23,575	16.35%	- 2Y P2P	$23,575
6 (85)	$23,575	11.78%	+$3,065 13.00% 2Y P2P	$26,640
7 (86)	$26,640	-6.62%	- Floor Protected 2Y P2P	$26,640
8 (87)	$26,640	45.02%	+$3,463 13.00% 2Y P2P	$30,103
9 (88)	$30,103	26.40%	- 2Y P2P	$30,103
10 (89)	$30,103	2.62%	+$3,913 13.00% 2Y P2P	$34,016

Index Fund	NASDAQ-100
Rate Strategy Type	Cap
Rate	5.50%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$7,988
Accumulated Rider Fees	-$0
Final Account Value	$27,988
Year-by-Year Breakdown

Year(Age)	Beginning Balance	NASDAQ-100Index Return	Interest Credit	Ending Balance
1 (80)	$20,000	6.79%	+$1,100 5.50%	$21,100
2 (81)	$21,100	1.49%	+$314 1.49%	$21,414
3 (82)	$21,414	10.44%	+$1,178 5.50%	$22,592
4 (83)	$22,592	49.12%	+$1,243 5.50%	$23,835
5 (84)	$23,835	-37.58%	- Floor Protected	$23,835
6 (85)	$23,835	-32.65%	- Floor Protected	$23,835
7 (86)	$23,835	-36.84%	- Floor Protected	$23,835
8 (87)	$23,835	101.95%	+$1,311 5.50%	$25,146
9 (88)	$25,146	85.31%	+$1,383 5.50%	$26,529
10 (89)	$26,529	20.63%	+$1,459 5.50%	$27,988

Index Fund	NASDAQ-100
Rate Strategy Type	Participation
Rate	35.00%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$27,233
Accumulated Rider Fees	-$0
Final Account Value	$47,233
Year-by-Year Breakdown

Year(Age)	Beginning Balance	NASDAQ-100Index Return	Interest Credit	Ending Balance
1 (80)	$20,000	6.79%	+$475 2.38%	$20,475
2 (81)	$20,475	1.49%	+$107 0.52%	$20,582
3 (82)	$20,582	10.44%	+$752 3.65%	$21,334
4 (83)	$21,334	49.12%	+$3,668 17.19%	$25,002
5 (84)	$25,002	-37.58%	- Floor Protected	$25,002
6 (85)	$25,002	-32.65%	- Floor Protected	$25,002
7 (86)	$25,002	-36.84%	- Floor Protected	$25,002
8 (87)	$25,002	101.95%	+$8,921 35.68%	$33,923
9 (88)	$33,923	85.31%	+$10,129 29.86%	$44,052
10 (89)	$44,052	20.63%	+$3,181 7.22%	$47,233

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Nasdaq 100

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (80)	$100,000	+$3,025 3.03%	$103,025
2 (81)	$103,025	+$1,284 1.25%	$104,309
3 (82)	$104,309	+$4,257 4.08%	$108,567
4 (83)	$108,567	+$11,165 10.28%	$119,732
5 (84)	$119,732	+$3,277 2.74%	$123,009
6 (85)	$123,009	+$6,051 4.92%	$129,060
7 (86)	$129,060	+$0 0.00% Floor Protected	$129,060
8 (87)	$129,060	+$20,834 16.14%	$149,894
9 (88)	$149,894	+$17,178 11.46%	$167,073
10 (89)	$167,073	+$9,776 5.85%	$176,848

Lump Sum Payout Option Summary

Lump Sum Amount	$176,848
Calculation Method	Final EOY AV from growth projection No surrender charge