What is the minimum premium amount for Athene Agility?

The minimum premium amount is $10,000.

What is the maximum premium amount for Athene Agility?

The maximum premium amount is $1,000,000.

What is the issue age range for Athene Agility?

The issue age range is 0 to 85 years.

What is the company rating for Athene Annuity and Life Company?

The company rating is A- by AM_BEST.

What are the best rates available for Athene Agility?

The best available performance strategy is Nasdaq 100 - Participation 35.0% with 999724.48% final earnings.

Athene Agility - Athene Annuity and Life Company

Simulation & Edit Mode

Active Product: Athene Agility

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Athene Annuity and Life Company

A-

Athene Agility

Provider

Athene Annuity and Life Company

About this product

Fixed Index Annuity product from Athene Annuity and Life Company with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

5.65%

Projection Years

30 Years

Account Balance

$508,778.10

Lifetime Income

$508,778.10

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	6

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	6.50%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$35,422
Accumulated Rider Fees	-$0
Final Account Value	$55,422
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$20,000	37.88%	+$1,300 6.50%	$21,300
2 (56)	$21,300	-11.91%	- Floor Protected	$21,300
3 (57)	$21,300	-28.48%	- Floor Protected	$21,300
4 (58)	$21,300	-47.07%	- Floor Protected	$21,300
5 (59)	$21,300	-14.78%	- Floor Protected	$21,300
6 (60)	$21,300	44.08%	+$1,385 6.50%	$22,685
7 (61)	$22,685	-4.71%	- Floor Protected	$22,685
8 (62)	$22,685	41.37%	+$1,474 6.50%	$24,159
9 (63)	$24,159	27.92%	+$1,570 6.50%	$25,729
10 (64)	$25,729	-38.59%	- Floor Protected	$25,729
11 (65)	$25,729	24.55%	+$1,672 6.50%	$27,402
12 (66)	$27,402	-5.18%	- Floor Protected	$27,402
13 (67)	$27,402	-15.09%	- Floor Protected	$27,402
14 (68)	$27,402	-17.86%	- Floor Protected	$27,402
15 (69)	$27,402	12.43%	+$1,781 6.50%	$29,183
16 (70)	$29,183	19.45%	+$1,897 6.50%	$31,080
17 (71)	$31,080	13.80%	+$2,020 6.50%	$33,100
18 (72)	$33,100	30.72%	+$2,151 6.50%	$35,251
19 (73)	$35,251	-11.87%	- Floor Protected	$35,251
20 (74)	$35,251	5.00%	+$1,763 5.00%	$37,014
21 (75)	$37,014	-0.65%	- Floor Protected	$37,014
22 (76)	$37,014	10.46%	+$2,406 6.50%	$39,420
23 (77)	$39,420	21.68%	+$2,562 6.50%	$41,982
24 (78)	$41,982	16.35%	+$2,729 6.50%	$44,711
25 (79)	$44,711	11.78%	+$2,906 6.50%	$47,617
26 (80)	$47,617	-6.62%	- Floor Protected	$47,617
27 (81)	$47,617	45.02%	+$3,095 6.50%	$50,712
28 (82)	$50,712	26.40%	+$3,296 6.50%	$54,009
29 (83)	$54,009	2.62%	+$1,413 2.62%	$55,422
30 (84)	$55,422	-14.31%	- Floor Protected	$55,422

Index Fund	S&P-500
Rate Strategy Type	Participation
Rate	45.00%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$84,420
Accumulated Rider Fees	-$0
Final Account Value	$104,420
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$20,000	37.88%	+$3,409 17.05%	$23,409
2 (56)	$23,409	-11.91%	- Floor Protected	$23,409
3 (57)	$23,409	-28.48%	- Floor Protected	$23,409
4 (58)	$23,409	-47.07%	- Floor Protected	$23,409
5 (59)	$23,409	-14.78%	- Floor Protected	$23,409
6 (60)	$23,409	44.08%	+$4,643 19.83%	$28,052
7 (61)	$28,052	-4.71%	- Floor Protected	$28,052
8 (62)	$28,052	41.37%	+$5,222 18.62%	$33,275
9 (63)	$33,275	27.92%	+$4,181 12.57%	$37,456
10 (64)	$37,456	-38.59%	- Floor Protected	$37,456
11 (65)	$37,456	24.55%	+$4,138 11.05%	$41,593
12 (66)	$41,593	-5.18%	- Floor Protected	$41,593
13 (67)	$41,593	-15.09%	- Floor Protected	$41,593
14 (68)	$41,593	-17.86%	- Floor Protected	$41,593
15 (69)	$41,593	12.43%	+$2,326 5.59%	$43,920
16 (70)	$43,920	19.45%	+$3,844 8.75%	$47,763
17 (71)	$47,763	13.80%	+$2,965 6.21%	$50,728
18 (72)	$50,728	30.72%	+$7,013 13.83%	$57,742
19 (73)	$57,742	-11.87%	- Floor Protected	$57,742
20 (74)	$57,742	5.00%	+$1,299 2.25%	$59,041
21 (75)	$59,041	-0.65%	- Floor Protected	$59,041
22 (76)	$59,041	10.46%	+$2,779 4.71%	$61,820
23 (77)	$61,820	21.68%	+$6,031 9.76%	$67,851
24 (78)	$67,851	16.35%	+$4,992 7.36%	$72,843
25 (79)	$72,843	11.78%	+$3,861 5.30%	$76,704
26 (80)	$76,704	-6.62%	- Floor Protected	$76,704
27 (81)	$76,704	45.02%	+$15,540 20.26%	$92,244
28 (82)	$92,244	26.40%	+$10,960 11.88%	$103,204
29 (83)	$103,204	2.62%	+$1,215 1.18%	$104,420
30 (84)	$104,420	-14.31%	- Floor Protected	$104,420

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	13.00%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$40,900
Accumulated Rider Fees	-$0
Final Account Value	$60,900
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$20,000	37.88%	- 2Y P2P	$20,000
2 (56)	$20,000	-11.91%	+$2,600 13.00% Floor Protected 2Y P2P	$22,600
3 (57)	$22,600	-28.48%	- Floor Protected 2Y P2P	$22,600
4 (58)	$22,600	-47.07%	- Floor Protected 2Y P2P	$22,600
5 (59)	$22,600	-14.78%	- Floor Protected 2Y P2P	$22,600
6 (60)	$22,600	44.08%	+$2,938 13.00% 2Y P2P	$25,538
7 (61)	$25,538	-4.71%	- Floor Protected 2Y P2P	$25,538
8 (62)	$25,538	41.37%	+$3,320 13.00% 2Y P2P	$28,858
9 (63)	$28,858	27.92%	- 2Y P2P	$28,858
10 (64)	$28,858	-38.59%	- Floor Protected 2Y P2P	$28,858
11 (65)	$28,858	24.55%	- 2Y P2P	$28,858
12 (66)	$28,858	-5.18%	+$3,752 13.00% Floor Protected 2Y P2P	$32,609
13 (67)	$32,609	-15.09%	- Floor Protected 2Y P2P	$32,609
14 (68)	$32,609	-17.86%	- Floor Protected 2Y P2P	$32,609
15 (69)	$32,609	12.43%	- 2Y P2P	$32,609
16 (70)	$32,609	19.45%	+$4,239 13.00% 2Y P2P	$36,849
17 (71)	$36,849	13.80%	- 2Y P2P	$36,849
18 (72)	$36,849	30.72%	+$4,790 13.00% 2Y P2P	$41,639
19 (73)	$41,639	-11.87%	- Floor Protected 2Y P2P	$41,639
20 (74)	$41,639	5.00%	- 2Y P2P	$41,639
21 (75)	$41,639	-0.65%	- Floor Protected 2Y P2P	$41,639
22 (76)	$41,639	10.46%	+$4,055 9.74% 2Y P2P	$45,694
23 (77)	$45,694	21.68%	- 2Y P2P	$45,694
24 (78)	$45,694	16.35%	+$5,940 13.00% 2Y P2P	$51,634
25 (79)	$51,634	11.78%	- 2Y P2P	$51,634
26 (80)	$51,634	-6.62%	+$2,259 4.38% Floor Protected 2Y P2P	$53,893
27 (81)	$53,893	45.02%	- 2Y P2P	$53,893
28 (82)	$53,893	26.40%	+$7,006 13.00% 2Y P2P	$60,900
29 (83)	$60,900	2.62%	- 2Y P2P	$60,900
30 (84)	$60,900	-14.31%	- Floor Protected 2Y P2P	$60,900

Index Fund	NASDAQ-100
Rate Strategy Type	Cap
Rate	5.50%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$47,698
Accumulated Rider Fees	-$0
Final Account Value	$67,698
Year-by-Year Breakdown

Year(Age)	Beginning Balance	NASDAQ-100Index Return	Interest Credit	Ending Balance
1 (55)	$20,000	23.80%	+$1,100 5.50%	$21,100
2 (56)	$21,100	24.88%	+$1,161 5.50%	$22,261
3 (57)	$22,261	53.81%	+$1,224 5.50%	$23,485
4 (58)	$23,485	-32.97%	- Floor Protected	$23,485
5 (59)	$23,485	26.63%	+$1,292 5.50%	$24,776
6 (60)	$24,776	47.58%	+$1,363 5.50%	$26,139
7 (61)	$26,139	37.96%	+$1,438 5.50%	$27,577
8 (62)	$27,577	-1.04%	- Floor Protected	$27,577
9 (63)	$27,577	31.52%	+$1,517 5.50%	$29,094
10 (64)	$29,094	5.89%	+$1,600 5.50%	$30,694
11 (65)	$30,694	8.43%	+$1,688 5.50%	$32,382
12 (66)	$32,382	17.94%	+$1,781 5.50%	$34,163
13 (67)	$34,163	34.99%	+$1,879 5.50%	$36,042
14 (68)	$36,042	16.82%	+$1,982 5.50%	$38,024
15 (69)	$38,024	2.70%	+$1,027 2.70%	$39,051
16 (70)	$39,051	19.22%	+$2,148 5.50%	$41,199
17 (71)	$41,199	53.54%	+$2,266 5.50%	$43,465
18 (72)	$43,465	-41.89%	- Floor Protected	$43,465
19 (73)	$43,465	18.67%	+$2,391 5.50%	$45,855
20 (74)	$45,855	6.79%	+$2,522 5.50%	$48,377
21 (75)	$48,377	1.49%	+$721 1.49%	$49,098
22 (76)	$49,098	10.44%	+$2,700 5.50%	$51,798
23 (77)	$51,798	49.12%	+$2,849 5.50%	$54,647
24 (78)	$54,647	-37.58%	- Floor Protected	$54,647
25 (79)	$54,647	-32.65%	- Floor Protected	$54,647
26 (80)	$54,647	-36.84%	- Floor Protected	$54,647
27 (81)	$54,647	101.95%	+$3,006 5.50%	$57,653
28 (82)	$57,653	85.31%	+$3,171 5.50%	$60,824
29 (83)	$60,824	20.63%	+$3,345 5.50%	$64,169
30 (84)	$64,169	42.54%	+$3,529 5.50%	$67,698

Index Fund	NASDAQ-100
Rate Strategy Type	Participation
Rate	35.00%
Allocated Amount	$20,000 0.2%
Accumulated Credit Amount	$200,339
Accumulated Rider Fees	-$0
Final Account Value	$220,339
Year-by-Year Breakdown

Year(Age)	Beginning Balance	NASDAQ-100Index Return	Interest Credit	Ending Balance
1 (55)	$20,000	23.80%	+$1,666 8.33%	$21,666
2 (56)	$21,666	24.88%	+$1,887 8.71%	$23,553
3 (57)	$23,553	53.81%	+$4,436 18.83%	$27,988
4 (58)	$27,988	-32.97%	- Floor Protected	$27,988
5 (59)	$27,988	26.63%	+$2,609 9.32%	$30,597
6 (60)	$30,597	47.58%	+$5,095 16.65%	$35,692
7 (61)	$35,692	37.96%	+$4,742 13.29%	$40,435
8 (62)	$40,435	-1.04%	- Floor Protected	$40,435
9 (63)	$40,435	31.52%	+$4,461 11.03%	$44,895
10 (64)	$44,895	5.89%	+$926 2.06%	$45,821
11 (65)	$45,821	8.43%	+$1,352 2.95%	$47,173
12 (66)	$47,173	17.94%	+$2,962 6.28%	$50,135
13 (67)	$50,135	34.99%	+$6,140 12.25%	$56,275
14 (68)	$56,275	16.82%	+$3,313 5.89%	$59,587
15 (69)	$59,587	2.70%	+$563 0.95%	$60,150
16 (70)	$60,150	19.22%	+$4,046 6.73%	$64,197
17 (71)	$64,197	53.54%	+$12,030 18.74%	$76,227
18 (72)	$76,227	-41.89%	- Floor Protected	$76,227
19 (73)	$76,227	18.67%	+$4,981 6.53%	$81,208
20 (74)	$81,208	6.79%	+$1,930 2.38%	$83,138
21 (75)	$83,138	1.49%	+$434 0.52%	$83,571
22 (76)	$83,571	10.44%	+$3,054 3.65%	$86,625
23 (77)	$86,625	49.12%	+$14,893 17.19%	$101,517
24 (78)	$101,517	-37.58%	- Floor Protected	$101,517
25 (79)	$101,517	-32.65%	- Floor Protected	$101,517
26 (80)	$101,517	-36.84%	- Floor Protected	$101,517
27 (81)	$101,517	101.95%	+$36,224 35.68%	$137,741
28 (82)	$137,741	85.31%	+$41,127 29.86%	$178,869
29 (83)	$178,869	20.63%	+$12,915 7.22%	$191,784
30 (84)	$191,784	42.54%	+$28,555 14.89%	$220,339

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Nasdaq 100

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$7,475 7.48%	$107,475
2 (56)	$107,475	+$5,647 5.25%	$113,123
3 (57)	$113,123	+$5,660 5.00%	$118,783
4 (58)	$118,783	+$0 0.00% Floor Protected	$118,783
5 (59)	$118,783	+$3,900 3.28%	$122,683
6 (60)	$122,683	+$15,424 12.57%	$138,107
7 (61)	$138,107	+$6,180 4.47%	$144,286
8 (62)	$144,286	+$10,017 6.94%	$154,303
9 (63)	$154,303	+$11,729 7.60%	$166,032
10 (64)	$166,032	+$2,526 1.52%	$168,557
11 (65)	$168,557	+$8,850 5.25%	$177,408
12 (66)	$177,408	+$8,495 4.79%	$185,902
13 (67)	$185,902	+$8,019 4.31%	$193,921
14 (68)	$193,921	+$5,295 2.73%	$199,216
15 (69)	$199,216	+$5,697 2.86%	$204,913
16 (70)	$204,913	+$16,174 7.89%	$221,087
17 (71)	$221,087	+$19,281 8.72%	$240,368
18 (72)	$240,368	+$13,955 5.81%	$254,323
19 (73)	$254,323	+$7,372 2.90%	$261,695
20 (74)	$261,695	+$7,514 2.87%	$269,209
21 (75)	$269,209	+$1,154 0.43%	$270,363
22 (76)	$270,363	+$14,994 5.55%	$285,357
23 (77)	$285,357	+$26,335 9.23%	$311,692
24 (78)	$311,692	+$13,661 4.38%	$325,353
25 (79)	$325,353	+$6,767 2.08%	$332,120
26 (80)	$332,120	+$2,259 0.68%	$334,379
27 (81)	$334,379	+$57,865 17.31%	$392,244
28 (82)	$392,244	+$65,561 16.71%	$457,805
29 (83)	$457,805	+$18,889 4.13%	$476,694
30 (84)	$476,694	+$32,084 6.73%	$508,778

Lump Sum Payout Option Summary

Lump Sum Amount	$508,778
Calculation Method	Final EOY AV from growth projection No surrender charge