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Active Product: Americo – Platinum Assure Series
Americo – Platinum Assure Series
About this product
The Americo Platinum Assure Series is a single-premium Multi-Year Guaranteed Annuity (MYGA) offering fixed interest rate guarantees over 2-, 3-, 4-, 5-, 6-, 7-, and 10-year terms. Issued by Americo Financial Life and Annuity Insurance Company, this MYGA provides secure, tax-deferred accumulation with full principal protection and flexible liquidity features.
Designed for conservative investors, the Platinum Assure Series combines predictable growth and flexible term options, allowing policyholders to align their savings objectives with their desired time horizon. With penalty-free withdrawals, waiver provisions for qualified life events, and Americo’s strong financial foundation, it offers both stability and adaptability for retirement and long-term savings goals.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 2 Years | 4.40% |
| 3 Years | 4.70% |
| 4 Years | 5.00% |
| 5 Years | 5.15% |
| 6 Years | 5.25% |
| 7 Years | 5.30% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $25,000.00 - $1,000,000.00 | 4.40% |
Features
| Maximum Issue Age | 90 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (62), the following guarantee period will be applied:
| Guarantee Period | 7 years |
| Rate | 5.30% |
| Age | 55 - 62 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 5 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage