What is the minimum guaranteed surrender value for CoreBridge American Pathway 5 with ROP?

Withdrawals exceeding the penalty-free amount are subject to a declining withdrawal charge schedule, starting at 9% and decreasing annually over 5 or 7 years, depending on the selected product. A market value adjustment (MVA) may apply to excess withdrawals taken before the end of the initial term, and it may increase or reduce the amount received based on current interest rates. Withdrawals made before age 59½ may also incur a 10% federal tax penalty in addition to ordinary income tax. Contracts with the optional return-of-premium feature receive slightly lower interest rates.

What is the minimum premium amount for CoreBridge American Pathway 5 with ROP?

The minimum premium amount is $5,000.

What is the maximum issue age for CoreBridge American Pathway 5 with ROP?

The maximum issue age is 90 years.

What is the current interest rate for CoreBridge American Pathway 5 with ROP?

The current interest rate is 3.85%.

What is the surrender charge schedule for CoreBridge American Pathway 5 with ROP?

Withdrawals exceeding the penalty-free amount during the first five contract years are subject to a declining withdrawal charge schedule: 9% in year 1, decreasing by 1% annually to 5% in year 5, and 0% thereafter.

What are the best rates available for CoreBridge American Pathway 5 with ROP?

The best available rate is 4.65% for a 5 year term.

Corebridge Financial

CoreBridge American Pathway 5 with ROP

About this product

The CoreBridge American Pathway 5 (with ROP) is a single premium, tax-deferred fixed annuity designed to provide guaranteed growth over 3, 5, or 7 years. It offers a fixed interest rate locked in for the duration of the selected term, with options to include or exclude a return-of-premium guarantee. At the end of the initial term, the contract renews annually at a new declared interest rate. This annuity is intended for long-term retirement savings and can provide a predictable stream of income payments.

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

1 Years	5.59%
3 Years	4.90%
5 Years	4.65%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$5,000.00 - $99,999.00	3.85%
$100,000.00 - $1,000,000.00	5.59%

Features
Maximum Issue Age	90 years

Lifetime Income Details

Payout Options

Annuitization

Lump Sum Withdrawal

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

Life Income Only: Payments for the rest of your life, stopping upon death
Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain: Lifetime payments with a minimum guaranteed period
Joint Life: Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal: Regular withdrawals of a specified amount or percentage