What is the minimum premium amount for Allianz Core Income 7?

The minimum premium amount is $10,000.

What is the maximum premium amount for Allianz Core Income 7?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz Core Income 7?

The issue age range is 0 to 85 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz Core Income 7?

The best available performance strategy is S&P 500 - Cap 3.5% with 251241.18% final earnings.

Allianz Core Income 7 - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz Core Income 7

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz Core Income 7

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

1.95%

Projection Years

30 Years

Account Balance

$177,935.58

Lifetime Income

$177,935.58

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	3

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	3.50%
Allocated Amount	$100,000 1.0%
Accumulated Credit Amount	$77,936
Accumulated Rider Fees	-$0
Final Account Value	$177,936
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$100,000	37.88%	+$3,500 3.50%	$103,500
2 (56)	$103,500	-11.91%	- Floor Protected	$103,500
3 (57)	$103,500	-28.48%	- Floor Protected	$103,500
4 (58)	$103,500	-47.07%	- Floor Protected	$103,500
5 (59)	$103,500	-14.78%	- Floor Protected	$103,500
6 (60)	$103,500	44.08%	+$3,623 3.50%	$107,123
7 (61)	$107,123	-4.71%	- Floor Protected	$107,123
8 (62)	$107,123	41.37%	+$3,749 3.50%	$110,872
9 (63)	$110,872	27.92%	+$3,881 3.50%	$114,752
10 (64)	$114,752	-38.59%	- Floor Protected	$114,752
11 (65)	$114,752	24.55%	+$4,016 3.50%	$118,769
12 (66)	$118,769	-5.18%	- Floor Protected	$118,769
13 (67)	$118,769	-15.09%	- Floor Protected	$118,769
14 (68)	$118,769	-17.86%	- Floor Protected	$118,769
15 (69)	$118,769	12.43%	+$4,157 3.50%	$122,926
16 (70)	$122,926	19.45%	+$4,302 3.50%	$127,228
17 (71)	$127,228	13.80%	+$4,453 3.50%	$131,681
18 (72)	$131,681	30.72%	+$4,609 3.50%	$136,290
19 (73)	$136,290	-11.87%	- Floor Protected	$136,290
20 (74)	$136,290	5.00%	+$4,770 3.50%	$141,060
21 (75)	$141,060	-0.65%	- Floor Protected	$141,060
22 (76)	$141,060	10.46%	+$4,937 3.50%	$145,997
23 (77)	$145,997	21.68%	+$5,110 3.50%	$151,107
24 (78)	$151,107	16.35%	+$5,289 3.50%	$156,396
25 (79)	$156,396	11.78%	+$5,474 3.50%	$161,869
26 (80)	$161,869	-6.62%	- Floor Protected	$161,869
27 (81)	$161,869	45.02%	+$5,665 3.50%	$167,535
28 (82)	$167,535	26.40%	+$5,864 3.50%	$173,399
29 (83)	$173,399	2.62%	+$4,537 2.62%	$177,936
30 (84)	$177,936	-14.31%	- Floor Protected	$177,936

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	60.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$3,500 3.50%	$103,500
2 (56)	$103,500	+$0 0.00% Floor Protected	$103,500
3 (57)	$103,500	+$0 0.00% Floor Protected	$103,500
4 (58)	$103,500	+$0 0.00% Floor Protected	$103,500
5 (59)	$103,500	+$0 0.00% Floor Protected	$103,500
6 (60)	$103,500	+$3,623 3.50%	$107,123
7 (61)	$107,123	+$0 0.00% Floor Protected	$107,123
8 (62)	$107,123	+$3,749 3.50%	$110,872
9 (63)	$110,872	+$3,881 3.50%	$114,752
10 (64)	$114,752	+$0 0.00% Floor Protected	$114,752
11 (65)	$114,752	+$4,016 3.50%	$118,769
12 (66)	$118,769	+$0 0.00% Floor Protected	$118,769
13 (67)	$118,769	+$0 0.00% Floor Protected	$118,769
14 (68)	$118,769	+$0 0.00% Floor Protected	$118,769
15 (69)	$118,769	+$4,157 3.50%	$122,926
16 (70)	$122,926	+$4,302 3.50%	$127,228
17 (71)	$127,228	+$4,453 3.50%	$131,681
18 (72)	$131,681	+$4,609 3.50%	$136,290
19 (73)	$136,290	+$0 0.00% Floor Protected	$136,290
20 (74)	$136,290	+$4,770 3.50%	$141,060
21 (75)	$141,060	+$0 0.00% Floor Protected	$141,060
22 (76)	$141,060	+$4,937 3.50%	$145,997
23 (77)	$145,997	+$5,110 3.50%	$151,107
24 (78)	$151,107	+$5,289 3.50%	$156,396
25 (79)	$156,396	+$5,474 3.50%	$161,869
26 (80)	$161,869	+$0 0.00% Floor Protected	$161,869
27 (81)	$161,869	+$5,665 3.50%	$167,535
28 (82)	$167,535	+$5,864 3.50%	$173,399
29 (83)	$173,399	+$4,537 2.62%	$177,936
30 (84)	$177,936	+$0 0.00% Floor Protected	$177,936

Lump Sum Payout Option Summary

Lump Sum Amount	$177,936
Calculation Method	Final EOY AV from growth projection No surrender charge