What is the minimum premium amount for Allianz Core Income 7?

The minimum premium amount is $10000.00.

What is the maximum premium amount for Allianz Core Income 7?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz Core Income 7?

The issue age range is 0 to 80 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz Core Income 7?

The best available performance strategy is S&P 500 - Cap 3.5% with 337821.77% final earnings.

Allianz Core Income 7 - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz Core Income 7

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz Core Income 7

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

2.73%

Projection Years

30 Years

Account Balance

$223,523.52

Lifetime Income

$14,901.57

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	3

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	3.50%
Allocated Amount	$100,000 1.0%
Accumulated Credit Amount	$123,524
Accumulated Rider Fees	-$0
Final Account Value	$223,524
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$100,000	-4.91%	- Floor Protected	$100,000
2 (56)	$100,000	21.55%	+$3,500 3.50%	$103,500
3 (57)	$103,500	22.56%	+$3,623 3.50%	$107,123
4 (58)	$107,123	6.27%	+$3,749 3.50%	$110,872
5 (59)	$110,872	31.73%	+$3,881 3.50%	$114,752
6 (60)	$114,752	18.67%	+$4,016 3.50%	$118,769
7 (61)	$118,769	5.25%	+$4,157 3.50%	$122,926
8 (62)	$122,926	16.61%	+$4,302 3.50%	$127,228
9 (63)	$127,228	31.69%	+$4,453 3.50%	$131,681
10 (64)	$131,681	-3.10%	- Floor Protected	$131,681
11 (65)	$131,681	30.47%	+$4,609 3.50%	$136,290
12 (66)	$136,290	7.62%	+$4,770 3.50%	$141,060
13 (67)	$141,060	10.08%	+$4,937 3.50%	$145,997
14 (68)	$145,997	1.32%	+$1,927 1.32%	$147,924
15 (69)	$147,924	37.58%	+$5,177 3.50%	$153,101
16 (70)	$153,101	22.96%	+$5,359 3.50%	$158,460
17 (71)	$158,460	33.36%	+$5,546 3.50%	$164,006
18 (72)	$164,006	28.58%	+$5,740 3.50%	$169,746
19 (73)	$169,746	21.04%	+$5,941 3.50%	$175,687
20 (74)	$175,687	-9.10%	- Floor Protected	$175,687
21 (75)	$175,687	-11.89%	- Floor Protected	$175,687
22 (76)	$175,687	-22.10%	- Floor Protected	$175,687
23 (77)	$175,687	28.68%	+$6,149 3.50%	$181,837
24 (78)	$181,837	10.88%	+$6,364 3.50%	$188,201
25 (79)	$188,201	4.91%	+$6,587 3.50%	$194,788
26 (80)	$194,788	15.79%	+$6,818 3.50%	$201,605
27 (81)	$201,605	5.49%	+$7,056 3.50%	$208,662
28 (82)	$208,662	-37.00%	- Floor Protected	$208,662
29 (83)	$208,662	26.46%	+$7,303 3.50%	$215,965
30 (84)	$215,965	15.06%	+$7,559 3.50%	$223,524

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	60.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$0 0.00% Floor Protected	$100,000
2 (56)	$100,000	+$3,500 3.50%	$103,500
3 (57)	$103,500	+$3,623 3.50%	$107,123
4 (58)	$107,123	+$3,749 3.50%	$110,872
5 (59)	$110,872	+$3,881 3.50%	$114,752
6 (60)	$114,752	+$4,016 3.50%	$118,769
7 (61)	$118,769	+$4,157 3.50%	$122,926
8 (62)	$122,926	+$4,302 3.50%	$127,228
9 (63)	$127,228	+$4,453 3.50%	$131,681
10 (64)	$131,681	+$0 0.00% Floor Protected	$131,681
11 (65)	$131,681	+$4,609 3.50%	$136,290
12 (66)	$136,290	+$4,770 3.50%	$141,060
13 (67)	$141,060	+$4,937 3.50%	$145,997
14 (68)	$145,997	+$1,927 1.32%	$147,924
15 (69)	$147,924	+$5,177 3.50%	$153,101
16 (70)	$153,101	+$5,359 3.50%	$158,460
17 (71)	$158,460	+$5,546 3.50%	$164,006
18 (72)	$164,006	+$5,740 3.50%	$169,746
19 (73)	$169,746	+$5,941 3.50%	$175,687
20 (74)	$175,687	+$0 0.00% Floor Protected	$175,687
21 (75)	$175,687	+$0 0.00% Floor Protected	$175,687
22 (76)	$175,687	+$0 0.00% Floor Protected	$175,687
23 (77)	$175,687	+$6,149 3.50%	$181,837
24 (78)	$181,837	+$6,364 3.50%	$188,201
25 (79)	$188,201	+$6,587 3.50%	$194,788
26 (80)	$194,788	+$6,818 3.50%	$201,605
27 (81)	$201,605	+$7,056 3.50%	$208,662
28 (82)	$208,662	+$0 0.00% Floor Protected	$208,662
29 (83)	$208,662	+$7,303 3.50%	$215,965
30 (84)	$215,965	+$7,559 3.50%	$223,524

Lifetime Income Projection

Annual Withdrawal	$14,902 Locked for lifetime
Total Withdrawals	$223,524 Until age 100

Lifetime Income Projection

Yearly Income Projection

Contract Year	Age	Accumulated Value	Annual Withdrawal	Accumulated Withdrawal Amount
1 Income Start	85	$223,524	$14,902Locked AmountPV: $14,902	$14,902
2Payout Year	86	$208,622	$14,902Locked AmountPV: $14,468	$29,803
3Payout Year	87	$193,720	$14,902Locked AmountPV: $14,046	$44,705
4Payout Year	88	$178,819	$14,902Locked AmountPV: $13,637	$59,606
5Payout Year	89	$163,917	$14,902Locked AmountPV: $13,240	$74,508
6Payout Year	90	$149,016	$14,902Locked AmountPV: $12,854	$89,409
7Payout Year	91	$134,114	$14,902Locked AmountPV: $12,480	$104,311
8Payout Year	92	$119,213	$14,902Locked AmountPV: $12,116	$119,213
9Payout Year	93	$104,311	$14,902Locked AmountPV: $11,763	$134,114
10Payout Year	94	$89,409	$14,902Locked AmountPV: $11,421	$149,016
11Payout Year	95	$74,508	$14,902Locked AmountPV: $11,088	$163,917
12Payout Year	96	$59,606	$14,902Locked AmountPV: $10,765	$178,819
13Payout Year	97	$44,705	$14,902Locked AmountPV: $10,452	$193,720
14Payout Year	98	$29,803	$14,902Locked AmountPV: $10,147	$208,622
15Payout Year	99	$14,902	$14,902Locked AmountPV: $9,852	$223,524

Simulation & Edit Mode

Allianz Core Income 7

About this product

Important Disclaimer

Portfolio Analysis

Portfolio Summary

Portfolio Strategy-by-Strategy Analysis

Strategy Performance Comparison

Index Funds

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Lifetime Income Projection

Lifetime Income Projection

Yearly Income Projection

Available Product Policies Details

Accumulation Phase

Annuitization Phase