What is the minimum premium amount for Allianz Benefit Control?

The minimum premium amount is $10000.00.

What is the maximum premium amount for Allianz Benefit Control?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz Benefit Control?

The issue age range is 0 to 85 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz Benefit Control?

The best available performance strategy is S&P 500 - Cap 4.0% with 397969.03% final earnings.

Allianz Benefit Control - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz Benefit Control

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz Benefit Control

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

3.11%

Projection Years

30 Years

Account Balance

$249,724.98

Lifetime Income

$16,648.33

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	3

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	4.00%
Allocated Amount	$100,000 1.0%
Accumulated Credit Amount	$149,725
Accumulated Rider Fees	-$0
Final Account Value	$249,725
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$100,000	-4.91%	- Floor Protected	$100,000
2 (56)	$100,000	21.55%	+$4,000 4.00%	$104,000
3 (57)	$104,000	22.56%	+$4,160 4.00%	$108,160
4 (58)	$108,160	6.27%	+$4,326 4.00%	$112,486
5 (59)	$112,486	31.73%	+$4,499 4.00%	$116,986
6 (60)	$116,986	18.67%	+$4,679 4.00%	$121,665
7 (61)	$121,665	5.25%	+$4,867 4.00%	$126,532
8 (62)	$126,532	16.61%	+$5,061 4.00%	$131,593
9 (63)	$131,593	31.69%	+$5,264 4.00%	$136,857
10 (64)	$136,857	-3.10%	- Floor Protected	$136,857
11 (65)	$136,857	30.47%	+$5,474 4.00%	$142,331
12 (66)	$142,331	7.62%	+$5,693 4.00%	$148,024
13 (67)	$148,024	10.08%	+$5,921 4.00%	$153,945
14 (68)	$153,945	1.32%	+$2,032 1.32%	$155,977
15 (69)	$155,977	37.58%	+$6,239 4.00%	$162,217
16 (70)	$162,217	22.96%	+$6,489 4.00%	$168,705
17 (71)	$168,705	33.36%	+$6,748 4.00%	$175,453
18 (72)	$175,453	28.58%	+$7,018 4.00%	$182,472
19 (73)	$182,472	21.04%	+$7,299 4.00%	$189,770
20 (74)	$189,770	-9.10%	- Floor Protected	$189,770
21 (75)	$189,770	-11.89%	- Floor Protected	$189,770
22 (76)	$189,770	-22.10%	- Floor Protected	$189,770
23 (77)	$189,770	28.68%	+$7,591 4.00%	$197,361
24 (78)	$197,361	10.88%	+$7,894 4.00%	$205,256
25 (79)	$205,256	4.91%	+$8,210 4.00%	$213,466
26 (80)	$213,466	15.79%	+$8,539 4.00%	$222,005
27 (81)	$222,005	5.49%	+$8,880 4.00%	$230,885
28 (82)	$230,885	-37.00%	- Floor Protected	$230,885
29 (83)	$230,885	26.46%	+$9,235 4.00%	$240,120
30 (84)	$240,120	15.06%	+$9,605 4.00%	$249,725

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	70.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$0 0.00% Floor Protected	$100,000
2 (56)	$100,000	+$4,000 4.00%	$104,000
3 (57)	$104,000	+$4,160 4.00%	$108,160
4 (58)	$108,160	+$4,326 4.00%	$112,486
5 (59)	$112,486	+$4,499 4.00%	$116,986
6 (60)	$116,986	+$4,679 4.00%	$121,665
7 (61)	$121,665	+$4,867 4.00%	$126,532
8 (62)	$126,532	+$5,061 4.00%	$131,593
9 (63)	$131,593	+$5,264 4.00%	$136,857
10 (64)	$136,857	+$0 0.00% Floor Protected	$136,857
11 (65)	$136,857	+$5,474 4.00%	$142,331
12 (66)	$142,331	+$5,693 4.00%	$148,024
13 (67)	$148,024	+$5,921 4.00%	$153,945
14 (68)	$153,945	+$2,032 1.32%	$155,977
15 (69)	$155,977	+$6,239 4.00%	$162,217
16 (70)	$162,217	+$6,489 4.00%	$168,705
17 (71)	$168,705	+$6,748 4.00%	$175,453
18 (72)	$175,453	+$7,018 4.00%	$182,472
19 (73)	$182,472	+$7,299 4.00%	$189,770
20 (74)	$189,770	+$0 0.00% Floor Protected	$189,770
21 (75)	$189,770	+$0 0.00% Floor Protected	$189,770
22 (76)	$189,770	+$0 0.00% Floor Protected	$189,770
23 (77)	$189,770	+$7,591 4.00%	$197,361
24 (78)	$197,361	+$7,894 4.00%	$205,256
25 (79)	$205,256	+$8,210 4.00%	$213,466
26 (80)	$213,466	+$8,539 4.00%	$222,005
27 (81)	$222,005	+$8,880 4.00%	$230,885
28 (82)	$230,885	+$0 0.00% Floor Protected	$230,885
29 (83)	$230,885	+$9,235 4.00%	$240,120
30 (84)	$240,120	+$9,605 4.00%	$249,725

Lifetime Income Projection

Annual Withdrawal	$16,648 Locked for lifetime
Total Withdrawals	$249,725 Until age 100

Lifetime Income Projection

Yearly Income Projection

Contract Year	Age	Accumulated Value	Annual Withdrawal	Accumulated Withdrawal Amount
1 Income Start	85	$249,725	$16,648Locked AmountPV: $16,648	$16,648
2Payout Year	86	$233,077	$16,648Locked AmountPV: $16,163	$33,297
3Payout Year	87	$216,428	$16,648Locked AmountPV: $15,693	$49,945
4Payout Year	88	$199,780	$16,648Locked AmountPV: $15,236	$66,593
5Payout Year	89	$183,132	$16,648Locked AmountPV: $14,792	$83,242
6Payout Year	90	$166,483	$16,648Locked AmountPV: $14,361	$99,890
7Payout Year	91	$149,835	$16,648Locked AmountPV: $13,943	$116,538
8Payout Year	92	$133,187	$16,648Locked AmountPV: $13,537	$133,187
9Payout Year	93	$116,538	$16,648Locked AmountPV: $13,142	$149,835
10Payout Year	94	$99,890	$16,648Locked AmountPV: $12,760	$166,483
11Payout Year	95	$83,242	$16,648Locked AmountPV: $12,388	$183,132
12Payout Year	96	$66,593	$16,648Locked AmountPV: $12,027	$199,780
13Payout Year	97	$49,945	$16,648Locked AmountPV: $11,677	$216,428
14Payout Year	98	$33,297	$16,648Locked AmountPV: $11,337	$233,077
15Payout Year	99	$16,648	$16,648Locked AmountPV: $11,007	$249,725

Simulation & Edit Mode

Allianz Benefit Control

About this product

Important Disclaimer

Portfolio Analysis

Portfolio Summary

Portfolio Strategy-by-Strategy Analysis

Strategy Performance Comparison

Index Funds

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Lifetime Income Projection

Lifetime Income Projection

Yearly Income Projection

Available Product Policies Details

Accumulation Phase

Annuitization Phase