What is the minimum premium amount for Allianz 360?

The minimum premium amount is $10,000.

What is the maximum premium amount for Allianz 360?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz 360?

The issue age range is 0 to 85 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz 360?

The best available performance strategy is S&P 500 - Cap 3.5% with 194687.24% final earnings.

Allianz 360 - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz 360

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz 360

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

1.37%

Projection Years

30 Years

Account Balance

$150,208.29

Lifetime Income

$150,208.29

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	5

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	1.20%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$11,240
Accumulated Rider Fees	-$0
Final Account Value	$61,240
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	37.88%	+$600 1.20%	$50,600
2 (56)	$50,600	-11.91%	- Floor Protected	$50,600
3 (57)	$50,600	-28.48%	- Floor Protected	$50,600
4 (58)	$50,600	-47.07%	- Floor Protected	$50,600
5 (59)	$50,600	-14.78%	- Floor Protected	$50,600
6 (60)	$50,600	44.08%	+$607 1.20%	$51,207
7 (61)	$51,207	-4.71%	- Floor Protected	$51,207
8 (62)	$51,207	41.37%	+$614 1.20%	$51,822
9 (63)	$51,822	27.92%	+$622 1.20%	$52,444
10 (64)	$52,444	-38.59%	- Floor Protected	$52,444
11 (65)	$52,444	24.55%	+$629 1.20%	$53,073
12 (66)	$53,073	-5.18%	- Floor Protected	$53,073
13 (67)	$53,073	-15.09%	- Floor Protected	$53,073
14 (68)	$53,073	-17.86%	- Floor Protected	$53,073
15 (69)	$53,073	12.43%	+$637 1.20%	$53,710
16 (70)	$53,710	19.45%	+$645 1.20%	$54,354
17 (71)	$54,354	13.80%	+$652 1.20%	$55,007
18 (72)	$55,007	30.72%	+$660 1.20%	$55,667
19 (73)	$55,667	-11.87%	- Floor Protected	$55,667
20 (74)	$55,667	5.00%	+$668 1.20%	$56,335
21 (75)	$56,335	-0.65%	- Floor Protected	$56,335
22 (76)	$56,335	10.46%	+$676 1.20%	$57,011
23 (77)	$57,011	21.68%	+$684 1.20%	$57,695
24 (78)	$57,695	16.35%	+$692 1.20%	$58,387
25 (79)	$58,387	11.78%	+$701 1.20%	$59,088
26 (80)	$59,088	-6.62%	- Floor Protected	$59,088
27 (81)	$59,088	45.02%	+$709 1.20%	$59,797
28 (82)	$59,797	26.40%	+$718 1.20%	$60,514
29 (83)	$60,514	2.62%	+$726 1.20%	$61,240
30 (84)	$61,240	-14.31%	- Floor Protected	$61,240

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	3.50%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$38,968
Accumulated Rider Fees	-$0
Final Account Value	$88,968
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	37.88%	+$1,750 3.50%	$51,750
2 (56)	$51,750	-11.91%	- Floor Protected	$51,750
3 (57)	$51,750	-28.48%	- Floor Protected	$51,750
4 (58)	$51,750	-47.07%	- Floor Protected	$51,750
5 (59)	$51,750	-14.78%	- Floor Protected	$51,750
6 (60)	$51,750	44.08%	+$1,811 3.50%	$53,561
7 (61)	$53,561	-4.71%	- Floor Protected	$53,561
8 (62)	$53,561	41.37%	+$1,875 3.50%	$55,436
9 (63)	$55,436	27.92%	+$1,940 3.50%	$57,376
10 (64)	$57,376	-38.59%	- Floor Protected	$57,376
11 (65)	$57,376	24.55%	+$2,008 3.50%	$59,384
12 (66)	$59,384	-5.18%	- Floor Protected	$59,384
13 (67)	$59,384	-15.09%	- Floor Protected	$59,384
14 (68)	$59,384	-17.86%	- Floor Protected	$59,384
15 (69)	$59,384	12.43%	+$2,078 3.50%	$61,463
16 (70)	$61,463	19.45%	+$2,151 3.50%	$63,614
17 (71)	$63,614	13.80%	+$2,226 3.50%	$65,840
18 (72)	$65,840	30.72%	+$2,304 3.50%	$68,145
19 (73)	$68,145	-11.87%	- Floor Protected	$68,145
20 (74)	$68,145	5.00%	+$2,385 3.50%	$70,530
21 (75)	$70,530	-0.65%	- Floor Protected	$70,530
22 (76)	$70,530	10.46%	+$2,469 3.50%	$72,998
23 (77)	$72,998	21.68%	+$2,555 3.50%	$75,553
24 (78)	$75,553	16.35%	+$2,644 3.50%	$78,198
25 (79)	$78,198	11.78%	+$2,737 3.50%	$80,935
26 (80)	$80,935	-6.62%	- Floor Protected	$80,935
27 (81)	$80,935	45.02%	+$2,833 3.50%	$83,767
28 (82)	$83,767	26.40%	+$2,932 3.50%	$86,699
29 (83)	$86,699	2.62%	+$2,268 2.62%	$88,968
30 (84)	$88,968	-14.31%	- Floor Protected	$88,968

Index Fund	BLACKROCK_IBLD_CLARIA
Rate Strategy Type	Participation
Rate	65.00%
Allocated Amount	$0 0.0%

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	65.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$2,350 2.35%	$102,350
2 (56)	$102,350	+$0 0.00% Floor Protected	$102,350
3 (57)	$102,350	+$0 0.00% Floor Protected	$102,350
4 (58)	$102,350	+$0 0.00% Floor Protected	$102,350
5 (59)	$102,350	+$0 0.00% Floor Protected	$102,350
6 (60)	$102,350	+$2,418 2.36%	$104,768
7 (61)	$104,768	+$0 0.00% Floor Protected	$104,768
8 (62)	$104,768	+$2,489 2.38%	$107,258
9 (63)	$107,258	+$2,562 2.39%	$109,820
10 (64)	$109,820	+$0 0.00% Floor Protected	$109,820
11 (65)	$109,820	+$2,637 2.40%	$112,457
12 (66)	$112,457	+$0 0.00% Floor Protected	$112,457
13 (67)	$112,457	+$0 0.00% Floor Protected	$112,457
14 (68)	$112,457	+$0 0.00% Floor Protected	$112,457
15 (69)	$112,457	+$2,715 2.41%	$115,173
16 (70)	$115,173	+$2,796 2.43%	$117,968
17 (71)	$117,968	+$2,879 2.44%	$120,847
18 (72)	$120,847	+$2,964 2.45%	$123,811
19 (73)	$123,811	+$0 0.00% Floor Protected	$123,811
20 (74)	$123,811	+$3,053 2.47%	$126,865
21 (75)	$126,865	+$0 0.00% Floor Protected	$126,865
22 (76)	$126,865	+$3,145 2.48%	$130,009
23 (77)	$130,009	+$3,239 2.49%	$133,248
24 (78)	$133,248	+$3,337 2.50%	$136,585
25 (79)	$136,585	+$3,438 2.52%	$140,022
26 (80)	$140,022	+$0 0.00% Floor Protected	$140,022
27 (81)	$140,022	+$3,542 2.53%	$143,564
28 (82)	$143,564	+$3,649 2.54%	$147,214
29 (83)	$147,214	+$2,995 2.03%	$150,208
30 (84)	$150,208	+$0 0.00% Floor Protected	$150,208

Lump Sum Payout Option Summary

Lump Sum Amount	$150,208
Calculation Method	Final EOY AV from growth projection No surrender charge