What is the minimum premium amount for Allianz 360?

The minimum premium amount is $10000.00.

What is the maximum premium amount for Allianz 360?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz 360?

The issue age range is 0 to 85 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz 360?

The best available performance strategy is S&P 500 - Cap 3.5% with 246651.68% final earnings.

Allianz 360 - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz 360

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz 360

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

1.95%

Projection Years

30 Years

Account Balance

$178,335.40

Lifetime Income

$11,889.03

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	5

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	1.20%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$16,574
Accumulated Rider Fees	-$0
Final Account Value	$66,574
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	-4.91%	- Floor Protected	$50,000
2 (56)	$50,000	21.55%	+$600 1.20%	$50,600
3 (57)	$50,600	22.56%	+$607 1.20%	$51,207
4 (58)	$51,207	6.27%	+$614 1.20%	$51,822
5 (59)	$51,822	31.73%	+$622 1.20%	$52,444
6 (60)	$52,444	18.67%	+$629 1.20%	$53,073
7 (61)	$53,073	5.25%	+$637 1.20%	$53,710
8 (62)	$53,710	16.61%	+$645 1.20%	$54,354
9 (63)	$54,354	31.69%	+$652 1.20%	$55,007
10 (64)	$55,007	-3.10%	- Floor Protected	$55,007
11 (65)	$55,007	30.47%	+$660 1.20%	$55,667
12 (66)	$55,667	7.62%	+$668 1.20%	$56,335
13 (67)	$56,335	10.08%	+$676 1.20%	$57,011
14 (68)	$57,011	1.32%	+$684 1.20%	$57,695
15 (69)	$57,695	37.58%	+$692 1.20%	$58,387
16 (70)	$58,387	22.96%	+$701 1.20%	$59,088
17 (71)	$59,088	33.36%	+$709 1.20%	$59,797
18 (72)	$59,797	28.58%	+$718 1.20%	$60,514
19 (73)	$60,514	21.04%	+$726 1.20%	$61,240
20 (74)	$61,240	-9.10%	- Floor Protected	$61,240
21 (75)	$61,240	-11.89%	- Floor Protected	$61,240
22 (76)	$61,240	-22.10%	- Floor Protected	$61,240
23 (77)	$61,240	28.68%	+$735 1.20%	$61,975
24 (78)	$61,975	10.88%	+$744 1.20%	$62,719
25 (79)	$62,719	4.91%	+$753 1.20%	$63,472
26 (80)	$63,472	15.79%	+$762 1.20%	$64,233
27 (81)	$64,233	5.49%	+$771 1.20%	$65,004
28 (82)	$65,004	-37.00%	- Floor Protected	$65,004
29 (83)	$65,004	26.46%	+$780 1.20%	$65,784
30 (84)	$65,784	15.06%	+$789 1.20%	$66,574

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	3.50%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$61,762
Accumulated Rider Fees	-$0
Final Account Value	$111,762
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	-4.91%	- Floor Protected	$50,000
2 (56)	$50,000	21.55%	+$1,750 3.50%	$51,750
3 (57)	$51,750	22.56%	+$1,811 3.50%	$53,561
4 (58)	$53,561	6.27%	+$1,875 3.50%	$55,436
5 (59)	$55,436	31.73%	+$1,940 3.50%	$57,376
6 (60)	$57,376	18.67%	+$2,008 3.50%	$59,384
7 (61)	$59,384	5.25%	+$2,078 3.50%	$61,463
8 (62)	$61,463	16.61%	+$2,151 3.50%	$63,614
9 (63)	$63,614	31.69%	+$2,226 3.50%	$65,840
10 (64)	$65,840	-3.10%	- Floor Protected	$65,840
11 (65)	$65,840	30.47%	+$2,304 3.50%	$68,145
12 (66)	$68,145	7.62%	+$2,385 3.50%	$70,530
13 (67)	$70,530	10.08%	+$2,469 3.50%	$72,998
14 (68)	$72,998	1.32%	+$964 1.32%	$73,962
15 (69)	$73,962	37.58%	+$2,589 3.50%	$76,551
16 (70)	$76,551	22.96%	+$2,679 3.50%	$79,230
17 (71)	$79,230	33.36%	+$2,773 3.50%	$82,003
18 (72)	$82,003	28.58%	+$2,870 3.50%	$84,873
19 (73)	$84,873	21.04%	+$2,971 3.50%	$87,844
20 (74)	$87,844	-9.10%	- Floor Protected	$87,844
21 (75)	$87,844	-11.89%	- Floor Protected	$87,844
22 (76)	$87,844	-22.10%	- Floor Protected	$87,844
23 (77)	$87,844	28.68%	+$3,075 3.50%	$90,918
24 (78)	$90,918	10.88%	+$3,182 3.50%	$94,100
25 (79)	$94,100	4.91%	+$3,294 3.50%	$97,394
26 (80)	$97,394	15.79%	+$3,409 3.50%	$100,803
27 (81)	$100,803	5.49%	+$3,528 3.50%	$104,331
28 (82)	$104,331	-37.00%	- Floor Protected	$104,331
29 (83)	$104,331	26.46%	+$3,652 3.50%	$107,982
30 (84)	$107,982	15.06%	+$3,779 3.50%	$111,762

Index Fund	BLACKROCK_IBLD_CLARIA
Rate Strategy Type	Participation
Rate	65.00%
Allocated Amount	$0 0.0%

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	65.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$0 0.00% Floor Protected	$100,000
2 (56)	$100,000	+$2,350 2.35%	$102,350
3 (57)	$102,350	+$2,418 2.36%	$104,768
4 (58)	$104,768	+$2,489 2.38%	$107,258
5 (59)	$107,258	+$2,562 2.39%	$109,820
6 (60)	$109,820	+$2,637 2.40%	$112,457
7 (61)	$112,457	+$2,715 2.41%	$115,173
8 (62)	$115,173	+$2,796 2.43%	$117,968
9 (63)	$117,968	+$2,879 2.44%	$120,847
10 (64)	$120,847	+$0 0.00% Floor Protected	$120,847
11 (65)	$120,847	+$2,964 2.45%	$123,811
12 (66)	$123,811	+$3,053 2.47%	$126,865
13 (67)	$126,865	+$3,145 2.48%	$130,009
14 (68)	$130,009	+$1,648 1.27%	$131,657
15 (69)	$131,657	+$3,281 2.49%	$134,938
16 (70)	$134,938	+$3,380 2.50%	$138,318
17 (71)	$138,318	+$3,482 2.52%	$141,800
18 (72)	$141,800	+$3,588 2.53%	$145,387
19 (73)	$145,387	+$3,697 2.54%	$149,084
20 (74)	$149,084	+$0 0.00% Floor Protected	$149,084
21 (75)	$149,084	+$0 0.00% Floor Protected	$149,084
22 (76)	$149,084	+$0 0.00% Floor Protected	$149,084
23 (77)	$149,084	+$3,809 2.56%	$152,894
24 (78)	$152,894	+$3,926 2.57%	$156,819
25 (79)	$156,819	+$4,046 2.58%	$160,866
26 (80)	$160,866	+$4,170 2.59%	$165,036
27 (81)	$165,036	+$4,299 2.60%	$169,335
28 (82)	$169,335	+$0 0.00% Floor Protected	$169,335
29 (83)	$169,335	+$4,432 2.62%	$173,767
30 (84)	$173,767	+$4,569 2.63%	$178,335

Lifetime Income Projection

Annual Withdrawal	$11,889 Locked for lifetime
Total Withdrawals	$178,335 Until age 100

Lifetime Income Projection

Yearly Income Projection

Contract Year	Age	Accumulated Value	Annual Withdrawal	Accumulated Withdrawal Amount
1 Income Start	85	$178,335	$11,889Locked AmountPV: $11,889	$11,889
2Payout Year	86	$166,446	$11,889Locked AmountPV: $11,543	$23,778
3Payout Year	87	$154,557	$11,889Locked AmountPV: $11,207	$35,667
4Payout Year	88	$142,668	$11,889Locked AmountPV: $10,880	$47,556
5Payout Year	89	$130,779	$11,889Locked AmountPV: $10,563	$59,445
6Payout Year	90	$118,890	$11,889Locked AmountPV: $10,256	$71,334
7Payout Year	91	$107,001	$11,889Locked AmountPV: $9,957	$83,223
8Payout Year	92	$95,112	$11,889Locked AmountPV: $9,667	$95,112
9Payout Year	93	$83,223	$11,889Locked AmountPV: $9,385	$107,001
10Payout Year	94	$71,334	$11,889Locked AmountPV: $9,112	$118,890
11Payout Year	95	$59,445	$11,889Locked AmountPV: $8,847	$130,779
12Payout Year	96	$47,556	$11,889Locked AmountPV: $8,589	$142,668
13Payout Year	97	$35,667	$11,889Locked AmountPV: $8,339	$154,557
14Payout Year	98	$23,778	$11,889Locked AmountPV: $8,096	$166,446
15Payout Year	99	$11,889	$11,889Locked AmountPV: $7,860	$178,335

Simulation & Edit Mode

Allianz 360

About this product

Important Disclaimer

Portfolio Analysis

Portfolio Summary

Portfolio Strategy-by-Strategy Analysis

Strategy Performance Comparison

Index Funds

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Lifetime Income Projection

Lifetime Income Projection

Yearly Income Projection

Available Product Policies Details

Accumulation Phase

Annuitization Phase