What is the minimum premium amount for Allianz 222 Plus?

The minimum premium amount is $10,000.

What is the maximum premium amount for Allianz 222 Plus?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz 222 Plus?

The issue age range is 0 to 85 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz 222 Plus?

The best available performance strategy is S&P 500 - Cap 5.5% with 285593.32% final earnings.

Allianz 222 Plus - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz 222 Plus

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz 222 Plus

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

2.13%

Projection Years

30 Years

Account Balance

$187,423.09

Lifetime Income

$187,423.09

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	5

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	1.75%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$17,151
Accumulated Rider Fees	-$0
Final Account Value	$67,151
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	37.88%	+$875 1.75%	$50,875
2 (56)	$50,875	-11.91%	- Floor Protected	$50,875
3 (57)	$50,875	-28.48%	- Floor Protected	$50,875
4 (58)	$50,875	-47.07%	- Floor Protected	$50,875
5 (59)	$50,875	-14.78%	- Floor Protected	$50,875
6 (60)	$50,875	44.08%	+$890 1.75%	$51,765
7 (61)	$51,765	-4.71%	- Floor Protected	$51,765
8 (62)	$51,765	41.37%	+$906 1.75%	$52,671
9 (63)	$52,671	27.92%	+$922 1.75%	$53,593
10 (64)	$53,593	-38.59%	- Floor Protected	$53,593
11 (65)	$53,593	24.55%	+$938 1.75%	$54,531
12 (66)	$54,531	-5.18%	- Floor Protected	$54,531
13 (67)	$54,531	-15.09%	- Floor Protected	$54,531
14 (68)	$54,531	-17.86%	- Floor Protected	$54,531
15 (69)	$54,531	12.43%	+$954 1.75%	$55,485
16 (70)	$55,485	19.45%	+$971 1.75%	$56,456
17 (71)	$56,456	13.80%	+$988 1.75%	$57,444
18 (72)	$57,444	30.72%	+$1,005 1.75%	$58,449
19 (73)	$58,449	-11.87%	- Floor Protected	$58,449
20 (74)	$58,449	5.00%	+$1,023 1.75%	$59,472
21 (75)	$59,472	-0.65%	- Floor Protected	$59,472
22 (76)	$59,472	10.46%	+$1,041 1.75%	$60,513
23 (77)	$60,513	21.68%	+$1,059 1.75%	$61,572
24 (78)	$61,572	16.35%	+$1,078 1.75%	$62,649
25 (79)	$62,649	11.78%	+$1,096 1.75%	$63,746
26 (80)	$63,746	-6.62%	- Floor Protected	$63,746
27 (81)	$63,746	45.02%	+$1,116 1.75%	$64,861
28 (82)	$64,861	26.40%	+$1,135 1.75%	$65,996
29 (83)	$65,996	2.62%	+$1,155 1.75%	$67,151
30 (84)	$67,151	-14.31%	- Floor Protected	$67,151

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	5.50%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$70,272
Accumulated Rider Fees	-$0
Final Account Value	$120,272
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	37.88%	+$2,750 5.50%	$52,750
2 (56)	$52,750	-11.91%	- Floor Protected	$52,750
3 (57)	$52,750	-28.48%	- Floor Protected	$52,750
4 (58)	$52,750	-47.07%	- Floor Protected	$52,750
5 (59)	$52,750	-14.78%	- Floor Protected	$52,750
6 (60)	$52,750	44.08%	+$2,901 5.50%	$55,651
7 (61)	$55,651	-4.71%	- Floor Protected	$55,651
8 (62)	$55,651	41.37%	+$3,061 5.50%	$58,712
9 (63)	$58,712	27.92%	+$3,229 5.50%	$61,941
10 (64)	$61,941	-38.59%	- Floor Protected	$61,941
11 (65)	$61,941	24.55%	+$3,407 5.50%	$65,348
12 (66)	$65,348	-5.18%	- Floor Protected	$65,348
13 (67)	$65,348	-15.09%	- Floor Protected	$65,348
14 (68)	$65,348	-17.86%	- Floor Protected	$65,348
15 (69)	$65,348	12.43%	+$3,594 5.50%	$68,942
16 (70)	$68,942	19.45%	+$3,792 5.50%	$72,734
17 (71)	$72,734	13.80%	+$4,000 5.50%	$76,734
18 (72)	$76,734	30.72%	+$4,220 5.50%	$80,955
19 (73)	$80,955	-11.87%	- Floor Protected	$80,955
20 (74)	$80,955	5.00%	+$4,048 5.00%	$85,002
21 (75)	$85,002	-0.65%	- Floor Protected	$85,002
22 (76)	$85,002	10.46%	+$4,675 5.50%	$89,678
23 (77)	$89,678	21.68%	+$4,932 5.50%	$94,610
24 (78)	$94,610	16.35%	+$5,204 5.50%	$99,813
25 (79)	$99,813	11.78%	+$5,490 5.50%	$105,303
26 (80)	$105,303	-6.62%	- Floor Protected	$105,303
27 (81)	$105,303	45.02%	+$5,792 5.50%	$111,095
28 (82)	$111,095	26.40%	+$6,110 5.50%	$117,205
29 (83)	$117,205	2.62%	+$3,067 2.62%	$120,272
30 (84)	$120,272	-14.31%	- Floor Protected	$120,272

Index Fund	BLACKROCK_IBLD_CLARIA
Rate Strategy Type	Participation
Rate	105.00%
Allocated Amount	$0 0.0%

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	90.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$3,625 3.63%	$103,625
2 (56)	$103,625	+$0 0.00% Floor Protected	$103,625
3 (57)	$103,625	+$0 0.00% Floor Protected	$103,625
4 (58)	$103,625	+$0 0.00% Floor Protected	$103,625
5 (59)	$103,625	+$0 0.00% Floor Protected	$103,625
6 (60)	$103,625	+$3,792 3.66%	$107,417
7 (61)	$107,417	+$0 0.00% Floor Protected	$107,417
8 (62)	$107,417	+$3,967 3.69%	$111,383
9 (63)	$111,383	+$4,151 3.73%	$115,534
10 (64)	$115,534	+$0 0.00% Floor Protected	$115,534
11 (65)	$115,534	+$4,345 3.76%	$119,879
12 (66)	$119,879	+$0 0.00% Floor Protected	$119,879
13 (67)	$119,879	+$0 0.00% Floor Protected	$119,879
14 (68)	$119,879	+$0 0.00% Floor Protected	$119,879
15 (69)	$119,879	+$4,548 3.79%	$124,427
16 (70)	$124,427	+$4,763 3.83%	$129,190
17 (71)	$129,190	+$4,988 3.86%	$134,178
18 (72)	$134,178	+$5,226 3.89%	$139,404
19 (73)	$139,404	+$0 0.00% Floor Protected	$139,404
20 (74)	$139,404	+$5,071 3.64%	$144,475
21 (75)	$144,475	+$0 0.00% Floor Protected	$144,475
22 (76)	$144,475	+$5,716 3.96%	$150,191
23 (77)	$150,191	+$5,991 3.99%	$156,182
24 (78)	$156,182	+$6,281 4.02%	$162,463
25 (79)	$162,463	+$6,586 4.05%	$169,049
26 (80)	$169,049	+$0 0.00% Floor Protected	$169,049
27 (81)	$169,049	+$6,907 4.09%	$175,956
28 (82)	$175,956	+$7,245 4.12%	$183,201
29 (83)	$183,201	+$4,222 2.30%	$187,423
30 (84)	$187,423	+$0 0.00% Floor Protected	$187,423

Lump Sum Payout Option Summary

Lump Sum Amount	$187,423
Calculation Method	Final EOY AV from growth projection No surrender charge