What is the minimum premium amount for Allianz 222 Plus?

The minimum premium amount is $10000.00.

What is the maximum premium amount for Allianz 222 Plus?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz 222 Plus?

The issue age range is 0 to 85 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz 222 Plus?

The best available performance strategy is S&P 500 - Cap 5.5% with 415449.04% final earnings.

Allianz 222 Plus - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz 222 Plus

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz 222 Plus

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

3.08%

Projection Years

30 Years

Account Balance

$247,674.56

Lifetime Income

$16,511.64

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	5

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	1.75%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$25,502
Accumulated Rider Fees	-$0
Final Account Value	$75,502
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	-4.91%	- Floor Protected	$50,000
2 (56)	$50,000	21.55%	+$875 1.75%	$50,875
3 (57)	$50,875	22.56%	+$890 1.75%	$51,765
4 (58)	$51,765	6.27%	+$906 1.75%	$52,671
5 (59)	$52,671	31.73%	+$922 1.75%	$53,593
6 (60)	$53,593	18.67%	+$938 1.75%	$54,531
7 (61)	$54,531	5.25%	+$954 1.75%	$55,485
8 (62)	$55,485	16.61%	+$971 1.75%	$56,456
9 (63)	$56,456	31.69%	+$988 1.75%	$57,444
10 (64)	$57,444	-3.10%	- Floor Protected	$57,444
11 (65)	$57,444	30.47%	+$1,005 1.75%	$58,449
12 (66)	$58,449	7.62%	+$1,023 1.75%	$59,472
13 (67)	$59,472	10.08%	+$1,041 1.75%	$60,513
14 (68)	$60,513	1.32%	+$799 1.32%	$61,312
15 (69)	$61,312	37.58%	+$1,073 1.75%	$62,385
16 (70)	$62,385	22.96%	+$1,092 1.75%	$63,476
17 (71)	$63,476	33.36%	+$1,111 1.75%	$64,587
18 (72)	$64,587	28.58%	+$1,130 1.75%	$65,718
19 (73)	$65,718	21.04%	+$1,150 1.75%	$66,868
20 (74)	$66,868	-9.10%	- Floor Protected	$66,868
21 (75)	$66,868	-11.89%	- Floor Protected	$66,868
22 (76)	$66,868	-22.10%	- Floor Protected	$66,868
23 (77)	$66,868	28.68%	+$1,170 1.75%	$68,038
24 (78)	$68,038	10.88%	+$1,191 1.75%	$69,228
25 (79)	$69,228	4.91%	+$1,211 1.75%	$70,440
26 (80)	$70,440	15.79%	+$1,233 1.75%	$71,673
27 (81)	$71,673	5.49%	+$1,254 1.75%	$72,927
28 (82)	$72,927	-37.00%	- Floor Protected	$72,927
29 (83)	$72,927	26.46%	+$1,276 1.75%	$74,203
30 (84)	$74,203	15.06%	+$1,299 1.75%	$75,502

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	5.50%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$122,173
Accumulated Rider Fees	-$0
Final Account Value	$172,173
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	-4.91%	- Floor Protected	$50,000
2 (56)	$50,000	21.55%	+$2,750 5.50%	$52,750
3 (57)	$52,750	22.56%	+$2,901 5.50%	$55,651
4 (58)	$55,651	6.27%	+$3,061 5.50%	$58,712
5 (59)	$58,712	31.73%	+$3,229 5.50%	$61,941
6 (60)	$61,941	18.67%	+$3,407 5.50%	$65,348
7 (61)	$65,348	5.25%	+$3,431 5.25%	$68,779
8 (62)	$68,779	16.61%	+$3,783 5.50%	$72,562
9 (63)	$72,562	31.69%	+$3,991 5.50%	$76,552
10 (64)	$76,552	-3.10%	- Floor Protected	$76,552
11 (65)	$76,552	30.47%	+$4,210 5.50%	$80,763
12 (66)	$80,763	7.62%	+$4,442 5.50%	$85,205
13 (67)	$85,205	10.08%	+$4,686 5.50%	$89,891
14 (68)	$89,891	1.32%	+$1,187 1.32%	$91,078
15 (69)	$91,078	37.58%	+$5,009 5.50%	$96,087
16 (70)	$96,087	22.96%	+$5,285 5.50%	$101,372
17 (71)	$101,372	33.36%	+$5,575 5.50%	$106,947
18 (72)	$106,947	28.58%	+$5,882 5.50%	$112,829
19 (73)	$112,829	21.04%	+$6,206 5.50%	$119,035
20 (74)	$119,035	-9.10%	- Floor Protected	$119,035
21 (75)	$119,035	-11.89%	- Floor Protected	$119,035
22 (76)	$119,035	-22.10%	- Floor Protected	$119,035
23 (77)	$119,035	28.68%	+$6,547 5.50%	$125,582
24 (78)	$125,582	10.88%	+$6,907 5.50%	$132,489
25 (79)	$132,489	4.91%	+$6,505 4.91%	$138,994
26 (80)	$138,994	15.79%	+$7,645 5.50%	$146,639
27 (81)	$146,639	5.49%	+$8,050 5.49%	$154,689
28 (82)	$154,689	-37.00%	- Floor Protected	$154,689
29 (83)	$154,689	26.46%	+$8,508 5.50%	$163,197
30 (84)	$163,197	15.06%	+$8,976 5.50%	$172,173

Index Fund	BLACKROCK_IBLD_CLARIA
Rate Strategy Type	Participation
Rate	105.00%
Allocated Amount	$0 0.0%

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	90.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$0 0.00% Floor Protected	$100,000
2 (56)	$100,000	+$3,625 3.63%	$103,625
3 (57)	$103,625	+$3,792 3.66%	$107,417
4 (58)	$107,417	+$3,967 3.69%	$111,383
5 (59)	$111,383	+$4,151 3.73%	$115,534
6 (60)	$115,534	+$4,345 3.76%	$119,879
7 (61)	$119,879	+$4,385 3.66%	$124,264
8 (62)	$124,264	+$4,754 3.83%	$129,018
9 (63)	$129,018	+$4,979 3.86%	$133,997
10 (64)	$133,997	+$0 0.00% Floor Protected	$133,997
11 (65)	$133,997	+$5,216 3.89%	$139,212
12 (66)	$139,212	+$5,465 3.93%	$144,677
13 (67)	$144,677	+$5,727 3.96%	$150,404
14 (68)	$150,404	+$1,985 1.32%	$152,389
15 (69)	$152,389	+$6,082 3.99%	$158,472
16 (70)	$158,472	+$6,377 4.02%	$164,848
17 (71)	$164,848	+$6,686 4.06%	$171,534
18 (72)	$171,534	+$7,012 4.09%	$178,547
19 (73)	$178,547	+$7,356 4.12%	$185,902
20 (74)	$185,902	+$0 0.00% Floor Protected	$185,902
21 (75)	$185,902	+$0 0.00% Floor Protected	$185,902
22 (76)	$185,902	+$0 0.00% Floor Protected	$185,902
23 (77)	$185,902	+$7,717 4.15%	$193,620
24 (78)	$193,620	+$8,098 4.18%	$201,717
25 (79)	$201,717	+$7,717 3.83%	$209,434
26 (80)	$209,434	+$8,877 4.24%	$218,311
27 (81)	$218,311	+$9,305 4.26%	$227,616
28 (82)	$227,616	+$0 0.00% Floor Protected	$227,616
29 (83)	$227,616	+$9,784 4.30%	$237,400
30 (84)	$237,400	+$10,274 4.33%	$247,675

Lifetime Income Projection

Annual Withdrawal	$16,512 Locked for lifetime
Total Withdrawals	$247,675 Until age 100

Lifetime Income Projection

Yearly Income Projection

Contract Year	Age	Accumulated Value	Annual Withdrawal	Accumulated Withdrawal Amount
1 Income Start	85	$247,675	$16,512Locked AmountPV: $16,512	$16,512
2Payout Year	86	$231,163	$16,512Locked AmountPV: $16,031	$33,023
3Payout Year	87	$214,651	$16,512Locked AmountPV: $15,564	$49,535
4Payout Year	88	$198,140	$16,512Locked AmountPV: $15,110	$66,047
5Payout Year	89	$181,628	$16,512Locked AmountPV: $14,670	$82,558
6Payout Year	90	$165,116	$16,512Locked AmountPV: $14,243	$99,070
7Payout Year	91	$148,605	$16,512Locked AmountPV: $13,828	$115,581
8Payout Year	92	$132,093	$16,512Locked AmountPV: $13,425	$132,093
9Payout Year	93	$115,581	$16,512Locked AmountPV: $13,034	$148,605
10Payout Year	94	$99,070	$16,512Locked AmountPV: $12,655	$165,116
11Payout Year	95	$82,558	$16,512Locked AmountPV: $12,286	$181,628
12Payout Year	96	$66,047	$16,512Locked AmountPV: $11,928	$198,140
13Payout Year	97	$49,535	$16,512Locked AmountPV: $11,581	$214,651
14Payout Year	98	$33,023	$16,512Locked AmountPV: $11,244	$231,163
15Payout Year	99	$16,512	$16,512Locked AmountPV: $10,916	$247,675

Simulation & Edit Mode

Allianz 222 Plus

About this product

Important Disclaimer

Portfolio Analysis

Portfolio Summary

Portfolio Strategy-by-Strategy Analysis

Strategy Performance Comparison

Index Funds

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Lifetime Income Projection

Lifetime Income Projection

Yearly Income Projection

Available Product Policies Details

Accumulation Phase

Annuitization Phase