What is the minimum premium amount for Allianz 222?

The minimum premium amount is $10000.00.

What is the maximum premium amount for Allianz 222?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz 222?

The issue age range is 0 to 85 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz 222?

The best available performance strategy is S&P 500 - Cap 5.0% with 367915.21% final earnings.

Allianz 222 - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz 222

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz 222

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

2.83%

Projection Years

30 Years

Account Balance

$230,122.99

Lifetime Income

$15,341.53

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	5

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	1.70%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$24,653
Accumulated Rider Fees	-$0
Final Account Value	$74,653
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	-4.91%	- Floor Protected	$50,000
2 (56)	$50,000	21.55%	+$850 1.70%	$50,850
3 (57)	$50,850	22.56%	+$864 1.70%	$51,714
4 (58)	$51,714	6.27%	+$879 1.70%	$52,594
5 (59)	$52,594	31.73%	+$894 1.70%	$53,488
6 (60)	$53,488	18.67%	+$909 1.70%	$54,397
7 (61)	$54,397	5.25%	+$925 1.70%	$55,322
8 (62)	$55,322	16.61%	+$940 1.70%	$56,262
9 (63)	$56,262	31.69%	+$956 1.70%	$57,219
10 (64)	$57,219	-3.10%	- Floor Protected	$57,219
11 (65)	$57,219	30.47%	+$973 1.70%	$58,191
12 (66)	$58,191	7.62%	+$989 1.70%	$59,181
13 (67)	$59,181	10.08%	+$1,006 1.70%	$60,187
14 (68)	$60,187	1.32%	+$794 1.32%	$60,981
15 (69)	$60,981	37.58%	+$1,037 1.70%	$62,018
16 (70)	$62,018	22.96%	+$1,054 1.70%	$63,072
17 (71)	$63,072	33.36%	+$1,072 1.70%	$64,144
18 (72)	$64,144	28.58%	+$1,090 1.70%	$65,235
19 (73)	$65,235	21.04%	+$1,109 1.70%	$66,344
20 (74)	$66,344	-9.10%	- Floor Protected	$66,344
21 (75)	$66,344	-11.89%	- Floor Protected	$66,344
22 (76)	$66,344	-22.10%	- Floor Protected	$66,344
23 (77)	$66,344	28.68%	+$1,128 1.70%	$67,472
24 (78)	$67,472	10.88%	+$1,147 1.70%	$68,619
25 (79)	$68,619	4.91%	+$1,167 1.70%	$69,785
26 (80)	$69,785	15.79%	+$1,186 1.70%	$70,972
27 (81)	$70,972	5.49%	+$1,207 1.70%	$72,178
28 (82)	$72,178	-37.00%	- Floor Protected	$72,178
29 (83)	$72,178	26.46%	+$1,227 1.70%	$73,405
30 (84)	$73,405	15.06%	+$1,248 1.70%	$74,653

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	5.00%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$105,470
Accumulated Rider Fees	-$0
Final Account Value	$155,470
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	-4.91%	- Floor Protected	$50,000
2 (56)	$50,000	21.55%	+$2,500 5.00%	$52,500
3 (57)	$52,500	22.56%	+$2,625 5.00%	$55,125
4 (58)	$55,125	6.27%	+$2,756 5.00%	$57,881
5 (59)	$57,881	31.73%	+$2,894 5.00%	$60,775
6 (60)	$60,775	18.67%	+$3,039 5.00%	$63,814
7 (61)	$63,814	5.25%	+$3,191 5.00%	$67,005
8 (62)	$67,005	16.61%	+$3,350 5.00%	$70,355
9 (63)	$70,355	31.69%	+$3,518 5.00%	$73,873
10 (64)	$73,873	-3.10%	- Floor Protected	$73,873
11 (65)	$73,873	30.47%	+$3,694 5.00%	$77,566
12 (66)	$77,566	7.62%	+$3,878 5.00%	$81,445
13 (67)	$81,445	10.08%	+$4,072 5.00%	$85,517
14 (68)	$85,517	1.32%	+$1,129 1.32%	$86,646
15 (69)	$86,646	37.58%	+$4,332 5.00%	$90,978
16 (70)	$90,978	22.96%	+$4,549 5.00%	$95,527
17 (71)	$95,527	33.36%	+$4,776 5.00%	$100,303
18 (72)	$100,303	28.58%	+$5,015 5.00%	$105,319
19 (73)	$105,319	21.04%	+$5,266 5.00%	$110,584
20 (74)	$110,584	-9.10%	- Floor Protected	$110,584
21 (75)	$110,584	-11.89%	- Floor Protected	$110,584
22 (76)	$110,584	-22.10%	- Floor Protected	$110,584
23 (77)	$110,584	28.68%	+$5,529 5.00%	$116,114
24 (78)	$116,114	10.88%	+$5,806 5.00%	$121,919
25 (79)	$121,919	4.91%	+$5,986 4.91%	$127,906
26 (80)	$127,906	15.79%	+$6,395 5.00%	$134,301
27 (81)	$134,301	5.49%	+$6,715 5.00%	$141,016
28 (82)	$141,016	-37.00%	- Floor Protected	$141,016
29 (83)	$141,016	26.46%	+$7,051 5.00%	$148,067
30 (84)	$148,067	15.06%	+$7,403 5.00%	$155,470

Index Fund	BLACKROCK_IBLD_CLARIA
Rate Strategy Type	Participation
Rate	100.00%
Allocated Amount	$0 0.0%

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	85.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$0 0.00% Floor Protected	$100,000
2 (56)	$100,000	+$3,350 3.35%	$103,350
3 (57)	$103,350	+$3,489 3.38%	$106,839
4 (58)	$106,839	+$3,635 3.40%	$110,475
5 (59)	$110,475	+$3,788 3.43%	$114,263
6 (60)	$114,263	+$3,948 3.46%	$118,211
7 (61)	$118,211	+$4,115 3.48%	$122,327
8 (62)	$122,327	+$4,291 3.51%	$126,617
9 (63)	$126,617	+$4,474 3.53%	$131,091
10 (64)	$131,091	+$0 0.00% Floor Protected	$131,091
11 (65)	$131,091	+$4,666 3.56%	$135,758
12 (66)	$135,758	+$4,868 3.59%	$140,625
13 (67)	$140,625	+$5,078 3.61%	$145,704
14 (68)	$145,704	+$1,923 1.32%	$147,627
15 (69)	$147,627	+$5,369 3.64%	$152,996
16 (70)	$152,996	+$5,603 3.66%	$158,599
17 (71)	$158,599	+$5,849 3.69%	$164,448
18 (72)	$164,448	+$6,106 3.71%	$170,553
19 (73)	$170,553	+$6,375 3.74%	$176,928
20 (74)	$176,928	+$0 0.00% Floor Protected	$176,928
21 (75)	$176,928	+$0 0.00% Floor Protected	$176,928
22 (76)	$176,928	+$0 0.00% Floor Protected	$176,928
23 (77)	$176,928	+$6,657 3.76%	$183,585
24 (78)	$183,585	+$6,953 3.79%	$190,538
25 (79)	$190,538	+$7,153 3.75%	$197,691
26 (80)	$197,691	+$7,582 3.84%	$205,272
27 (81)	$205,272	+$7,922 3.86%	$213,194
28 (82)	$213,194	+$0 0.00% Floor Protected	$213,194
29 (83)	$213,194	+$8,278 3.88%	$221,472
30 (84)	$221,472	+$8,651 3.91%	$230,123

Lifetime Income Projection

Annual Withdrawal	$15,342 Locked for lifetime
Total Withdrawals	$230,123 Until age 100

Lifetime Income Projection

Yearly Income Projection

Contract Year	Age	Accumulated Value	Annual Withdrawal	Accumulated Withdrawal Amount
1 Income Start	85	$230,123	$15,342Locked AmountPV: $15,342	$15,342
2Payout Year	86	$214,781	$15,342Locked AmountPV: $14,895	$30,683
3Payout Year	87	$199,440	$15,342Locked AmountPV: $14,461	$46,025
4Payout Year	88	$184,098	$15,342Locked AmountPV: $14,040	$61,366
5Payout Year	89	$168,757	$15,342Locked AmountPV: $13,631	$76,708
6Payout Year	90	$153,415	$15,342Locked AmountPV: $13,234	$92,049
7Payout Year	91	$138,074	$15,342Locked AmountPV: $12,848	$107,391
8Payout Year	92	$122,732	$15,342Locked AmountPV: $12,474	$122,732
9Payout Year	93	$107,391	$15,342Locked AmountPV: $12,111	$138,074
10Payout Year	94	$92,049	$15,342Locked AmountPV: $11,758	$153,415
11Payout Year	95	$76,708	$15,342Locked AmountPV: $11,416	$168,757
12Payout Year	96	$61,366	$15,342Locked AmountPV: $11,083	$184,098
13Payout Year	97	$46,025	$15,342Locked AmountPV: $10,760	$199,440
14Payout Year	98	$30,683	$15,342Locked AmountPV: $10,447	$214,781
15Payout Year	99	$15,342	$15,342Locked AmountPV: $10,143	$230,123

Simulation & Edit Mode

Allianz 222

About this product

Important Disclaimer

Portfolio Analysis

Portfolio Summary

Portfolio Strategy-by-Strategy Analysis

Strategy Performance Comparison

Index Funds

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Lifetime Income Projection

Lifetime Income Projection

Yearly Income Projection

Available Product Policies Details

Accumulation Phase

Annuitization Phase