What is the minimum premium amount for Allianz 222?

The minimum premium amount is $10,000.

What is the maximum premium amount for Allianz 222?

The maximum premium amount is $1,000,000.

What is the issue age range for Allianz 222?

The issue age range is 0 to 85 years.

What is the company rating for Allianz Life Insurance Company of North America?

The company rating is A+ by AM_BEST.

What are the best rates available for Allianz 222?

The best available performance strategy is S&P 500 - Cap 5.0% with 261510.72% final earnings.

Allianz 222 - Allianz Life Insurance Company of North America

Simulation & Edit Mode

Active Product: Allianz 222

Backtesting Notice: All results use historical data (1926-2026) and do NOT guarantee future performance.

You can adjust:

Funding & Timeline: Premium, Ages

Demographics: Zip Code, Gender, Account Type

Allianz Life Insurance Company of North America

A+

Allianz 222

Provider

Allianz Life Insurance Company of North America

About this product

Fixed Index Annuity product from Allianz Life Insurance Company of North America with various crediting strategies and optional riders.

Important Disclaimer

The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.

Portfolio Average Credit Rate

1.97%

Projection Years

30 Years

Account Balance

$178,592.11

Lifetime Income

$178,592.11

Portfolio Analysis

Portfolio Summary

Allocation Mode	Equal
Total Number of Strategies Available	5

Portfolio Strategy-by-Strategy Analysis

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	1.70%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$16,593
Accumulated Rider Fees	-$0
Final Account Value	$66,593
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	37.88%	+$850 1.70%	$50,850
2 (56)	$50,850	-11.91%	- Floor Protected	$50,850
3 (57)	$50,850	-28.48%	- Floor Protected	$50,850
4 (58)	$50,850	-47.07%	- Floor Protected	$50,850
5 (59)	$50,850	-14.78%	- Floor Protected	$50,850
6 (60)	$50,850	44.08%	+$864 1.70%	$51,714
7 (61)	$51,714	-4.71%	- Floor Protected	$51,714
8 (62)	$51,714	41.37%	+$879 1.70%	$52,594
9 (63)	$52,594	27.92%	+$894 1.70%	$53,488
10 (64)	$53,488	-38.59%	- Floor Protected	$53,488
11 (65)	$53,488	24.55%	+$909 1.70%	$54,397
12 (66)	$54,397	-5.18%	- Floor Protected	$54,397
13 (67)	$54,397	-15.09%	- Floor Protected	$54,397
14 (68)	$54,397	-17.86%	- Floor Protected	$54,397
15 (69)	$54,397	12.43%	+$925 1.70%	$55,322
16 (70)	$55,322	19.45%	+$940 1.70%	$56,262
17 (71)	$56,262	13.80%	+$956 1.70%	$57,219
18 (72)	$57,219	30.72%	+$973 1.70%	$58,191
19 (73)	$58,191	-11.87%	- Floor Protected	$58,191
20 (74)	$58,191	5.00%	+$989 1.70%	$59,181
21 (75)	$59,181	-0.65%	- Floor Protected	$59,181
22 (76)	$59,181	10.46%	+$1,006 1.70%	$60,187
23 (77)	$60,187	21.68%	+$1,023 1.70%	$61,210
24 (78)	$61,210	16.35%	+$1,041 1.70%	$62,250
25 (79)	$62,250	11.78%	+$1,058 1.70%	$63,309
26 (80)	$63,309	-6.62%	- Floor Protected	$63,309
27 (81)	$63,309	45.02%	+$1,076 1.70%	$64,385
28 (82)	$64,385	26.40%	+$1,095 1.70%	$65,479
29 (83)	$65,479	2.62%	+$1,113 1.70%	$66,593
30 (84)	$66,593	-14.31%	- Floor Protected	$66,593

Index Fund	S&P-500
Rate Strategy Type	Cap
Rate	5.00%
Allocated Amount	$50,000 0.5%
Accumulated Credit Amount	$61,999
Accumulated Rider Fees	-$0
Final Account Value	$111,999
Year-by-Year Breakdown

Year(Age)	Beginning Balance	S&P-500Index Return	Interest Credit	Ending Balance
1 (55)	$50,000	37.88%	+$2,500 5.00%	$52,500
2 (56)	$52,500	-11.91%	- Floor Protected	$52,500
3 (57)	$52,500	-28.48%	- Floor Protected	$52,500
4 (58)	$52,500	-47.07%	- Floor Protected	$52,500
5 (59)	$52,500	-14.78%	- Floor Protected	$52,500
6 (60)	$52,500	44.08%	+$2,625 5.00%	$55,125
7 (61)	$55,125	-4.71%	- Floor Protected	$55,125
8 (62)	$55,125	41.37%	+$2,756 5.00%	$57,881
9 (63)	$57,881	27.92%	+$2,894 5.00%	$60,775
10 (64)	$60,775	-38.59%	- Floor Protected	$60,775
11 (65)	$60,775	24.55%	+$3,039 5.00%	$63,814
12 (66)	$63,814	-5.18%	- Floor Protected	$63,814
13 (67)	$63,814	-15.09%	- Floor Protected	$63,814
14 (68)	$63,814	-17.86%	- Floor Protected	$63,814
15 (69)	$63,814	12.43%	+$3,191 5.00%	$67,005
16 (70)	$67,005	19.45%	+$3,350 5.00%	$70,355
17 (71)	$70,355	13.80%	+$3,518 5.00%	$73,873
18 (72)	$73,873	30.72%	+$3,694 5.00%	$77,566
19 (73)	$77,566	-11.87%	- Floor Protected	$77,566
20 (74)	$77,566	5.00%	+$3,878 5.00%	$81,445
21 (75)	$81,445	-0.65%	- Floor Protected	$81,445
22 (76)	$81,445	10.46%	+$4,072 5.00%	$85,517
23 (77)	$85,517	21.68%	+$4,276 5.00%	$89,793
24 (78)	$89,793	16.35%	+$4,490 5.00%	$94,282
25 (79)	$94,282	11.78%	+$4,714 5.00%	$98,997
26 (80)	$98,997	-6.62%	- Floor Protected	$98,997
27 (81)	$98,997	45.02%	+$4,950 5.00%	$103,946
28 (82)	$103,946	26.40%	+$5,197 5.00%	$109,144
29 (83)	$109,144	2.62%	+$2,856 2.62%	$111,999
30 (84)	$111,999	-14.31%	- Floor Protected	$111,999

Index Fund	BLACKROCK_IBLD_CLARIA
Rate Strategy Type	Participation
Rate	100.00%
Allocated Amount	$0 0.0%

Index Fund	BLOOMBERG_DYNAMIC_BALANCE_II
Rate Strategy Type	Participation
Rate	85.00%
Allocated Amount	$0 0.0%

Index Fund	FIXED
Rate Strategy Type	Fixed
Rate	3.00%
Allocated Amount	$0 0.0%

Strategy Performance Comparison

Simulated values based on historical real-world index fund data from 1926 to 2026.

Index Funds

S&P 500

Select an index fund from the left to view its strategies

Hypothetical Growth Simulation

Consolidated Portfolio Performance

Click on a row to view the detailed breakdown of the strategy.

Year (Age)	Total Beginning Balance	Interest Credit	Total Ending Balance
1 (55)	$100,000	+$3,350 3.35%	$103,350
2 (56)	$103,350	+$0 0.00% Floor Protected	$103,350
3 (57)	$103,350	+$0 0.00% Floor Protected	$103,350
4 (58)	$103,350	+$0 0.00% Floor Protected	$103,350
5 (59)	$103,350	+$0 0.00% Floor Protected	$103,350
6 (60)	$103,350	+$3,489 3.38%	$106,839
7 (61)	$106,839	+$0 0.00% Floor Protected	$106,839
8 (62)	$106,839	+$3,635 3.40%	$110,475
9 (63)	$110,475	+$3,788 3.43%	$114,263
10 (64)	$114,263	+$0 0.00% Floor Protected	$114,263
11 (65)	$114,263	+$3,948 3.46%	$118,211
12 (66)	$118,211	+$0 0.00% Floor Protected	$118,211
13 (67)	$118,211	+$0 0.00% Floor Protected	$118,211
14 (68)	$118,211	+$0 0.00% Floor Protected	$118,211
15 (69)	$118,211	+$4,115 3.48%	$122,327
16 (70)	$122,327	+$4,291 3.51%	$126,617
17 (71)	$126,617	+$4,474 3.53%	$131,091
18 (72)	$131,091	+$4,666 3.56%	$135,758
19 (73)	$135,758	+$0 0.00% Floor Protected	$135,758
20 (74)	$135,758	+$4,868 3.59%	$140,625
21 (75)	$140,625	+$0 0.00% Floor Protected	$140,625
22 (76)	$140,625	+$5,078 3.61%	$145,704
23 (77)	$145,704	+$5,299 3.64%	$151,003
24 (78)	$151,003	+$5,530 3.66%	$156,533
25 (79)	$156,533	+$5,772 3.69%	$162,305
26 (80)	$162,305	+$0 0.00% Floor Protected	$162,305
27 (81)	$162,305	+$6,026 3.71%	$168,331
28 (82)	$168,331	+$6,292 3.74%	$174,623
29 (83)	$174,623	+$3,969 2.27%	$178,592
30 (84)	$178,592	+$0 0.00% Floor Protected	$178,592

Lump Sum Payout Option Summary

Lump Sum Amount	$178,592
Calculation Method	Final EOY AV from growth projection No surrender charge