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Income Multiplier Guaranteed Lifetime Withdrawal Benefit Rider

Performance Income Rider with Earnings-Indexed Income

American Equity GuaranteeShield™ Series

 is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by American Equity Investment Life Insurance Company® that provides fixed, tax-deferred interest growth and principal protection across 

. It delivers predictable, contractually guaranteed rates insulated from market volatility, with penalty-free access beginning in year two and a built-in Market Value Adjustment (MVA) feature for withdrawals/surrenders during the surrender-charge period. 

 is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by American National Insurance Company that provides fixed, tax-deferred interest growth and principal protection across 

. It offers predictable, contractually guaranteed accumulation with premium-based rate enhancements (higher premiums can earn higher crediting rates during the initial guarantee period), making it well-suited for conservative clients seeking stable growth insulated from market volatility. 

American National Palladium® MYG (New York)

 is a single-premium fixed deferred annuity issued by American National Life Insurance Company of New York that provides guaranteed, tax-deferred interest growth with full principal protection over a selected multi-year guarantee period. Designed specifically for New York–issued contracts, Palladium® MYG–NY offers fixed, contractually guaranteed interest rates for terms generally ranging from 

 (subject to availability). It is intended for conservative clients seeking predictable accumulation, protection from market volatility, and a simple annuity structure governed by New York insurance regulations. 

 is a single-premium Multi-Year Guaranteed Annuity (MYGA) offering fixed interest rate guarantees over 

2-, 3-, 4-, 5-, 6-, 7-, and 10-year terms.

 Issued by Americo Financial Life and Annuity Insurance Company, this MYGA provides secure, tax-deferred accumulation with full principal protection and flexible liquidity features.

Designed for conservative investors, the Platinum Assure Series combines predictable growth and flexible term options, allowing policyholders to align their savings objectives with their desired time horizon. With penalty-free withdrawals, waiver provisions for qualified life events, and Americo’s strong financial foundation, it offers both stability and adaptability for retirement and long-term savings goals.

 is a 5-year Multi-Year Guaranteed Annuity (MYGA) offering a 

10% penalty-free withdrawals once each contract year

, includes waivers such as for nursing home or hospitalization, and has a surrender‐charge schedule that declines over the 5-year period. Upon maturity, annuitants can withdraw, reinvest, or let the funds continue without penalty.

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