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Guaranteed Lifetime Withdrawal Benefit Rider

Income and Death Benefit Rider

 is a single premium deferred annuity designed for individuals seeking a fixed interest investment with rate guarantees and flexible access features. It is issued by United of Omaha Life Insurance Company and offers competitive multi-year rate guarantees (5 or 7 years), tax-deferred growth, and various waivers for withdrawals due to specific life events. The product allows for a full return of premium at any time and offers flexibility at the end of each guarantee period.

 is a single-premium Multi-Year Guaranteed Annuity (MYGA) designed for conservative accumulation, providing fixed, guaranteed interest for the full duration of the selected guarantee period (2, 3, 4, 5, 6, 7, or 10 years). It offers principal protection, tax-deferred growth on most contracts, and straightforward access features after the first contract year, making it a simple option for clients seeking stable, guaranteed growth without direct market exposure.

 is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by Security Benefit Life Insurance Company that provides fixed, tax-deferred interest growth and full principal protection across 3-, 5-, and 7-year rate-to-term Guarantee Periods. It delivers predictable, contractually guaranteed rates insulated from market volatility, making it well suited for conservative savers who want stable accumulation without market exposure. With penalty-free access beginning in year two and a clear end-of-term renewal window, Advanced Choice supports long-term planning with security, simplicity, and consistent growth.

 MYGA is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by Delaware Life Insurance Company that provides fixed, tax-deferred interest growth and principal protection across 3-, 5-, and 7-year guarantee periods. It delivers predictable, contractually guaranteed rates insulated from market volatility, making it a strong fit for conservative savers seeking steady accumulation. With free-withdrawal access available each year (including year 1) and optional no-cost waivers for qualifying events (where approved), TruSelect MYGA supports long-term retirement planning with security, simplicity, and flexible access.

 is a single-premium Multi-Year Guaranteed Annuity (MYGA) issued by Merit Life Insurance Co. that provides fixed, tax-deferred interest growth and full principal protection across 3-, 5-, and 7-year guarantee periods. This version delivers the highest available guaranteed rates because it does not include a free-withdrawal feature, making it ideal for conservative savers who prioritize maximum accumulation and long-term stability over liquidity. With straightforward mechanics, strong contractual guarantees, and optional health-based waivers, the Staysail MYGA supports secure, predictable retirement planning insulated from market volatility.

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