MYGA ladder estimate

Guaranteed-rate ladder planner

AnnuityRatesHQ turns current market data into maturity timing, projected interest, and diversification context. Current rate evidence lives on AnnuityRatesHQ.

Terms
Interest projected

$92,089

36.80% projected growth

Maturity value

$342,089

First maturity

Year 3

Final maturity year 7

Carrier spread

2 carriers

6.32% ladder yield

Premium placed

$250,000

100.00% of selected premium found a matching term.

Ladder rungs

3 rungs

4 years from first to final maturity.

Largest maturity

$128,650

Use this to plan rollover, income, or liquidity timing.

Maturity timeline

Rates as of September 14, 2026
Year 3 (3-year term)$99,532
Year 5 (5-year term)$113,906
Year 7 (7-year term)$128,650

What this estimate is good for

Use it to see projected interest, when each rung matures, and whether the full quote trail is worth reviewing on AnnuityRatesHQ.

Educational estimate only. Rates change, availability varies by state, and guarantees depend on the issuing insurer.