MYGA ladder estimate

Guaranteed-rate ladder planner

AnnuityRatesHQ turns current market data into maturity timing, projected interest, and diversification context. Current rate evidence lives on AnnuityRatesHQ.

Terms
Interest projected

$54,206

32.50% projected growth

Maturity value

$220,872

First maturity

Year 3

Final maturity year 5

Carrier spread

1 carrier

7.13% ladder yield

Premium placed

$166,666

66.70% of selected premium found a matching term.

Ladder rungs

2 rungs

2 years from first to final maturity.

Largest maturity

$119,357

Use this to plan rollover, income, or liquidity timing.

Maturity timeline

Rates as of August 4, 2026
Year 3 (3-year term)$101,515
Year 5 (5-year term)$119,357

What this estimate is good for

Use it to see projected interest, when each rung matures, and whether the full quote trail is worth reviewing on AnnuityRatesHQ.

Educational estimate only. Rates change, availability varies by state, and guarantees depend on the issuing insurer.