Highest monthly path

$4,151 / month

$49,812 / year from Annuitization estimate

Updated August 4, 2026

Annual income

$49,812

Lift vs next

$1,368

Income starts

10 yr

FIA income rider estimate

Higher control

Most controlStrongest guarantee

$4,038

$48,450 / year

Lifetime guaranteed

Annuitization estimate

No principal access

Most income

$4,151

$49,812 / year

Annuitized lifetime income

Deferred income annuity estimate

No principal access

$3,390

$40,680 / year

Lifetime guaranteed

Immediate annuity estimate

No principal access

$1,550

$18,600 / year

Lifetime guaranteed

Estimates are not financial advice, not a recommendation, and not a carrier-approved illustration. Confirm actual quotes, state availability, and suitability before acting.

What this estimate is good for

Use it to see which income style pays most, how much more it projects than the next priced option, and what liquidity or guarantee tradeoff comes with that result. The detailed quote trail stays on AnnuityRatesHQ.