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That's why we built a free MYGA comparison tool — to help you find the best guaranteed rate for your future.

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Gainbridge
Gainbridge
Gainbridge SteadyPace (California)

4.45%3 year(s)

Gainbridge
Gainbridge
Gainbridge SteadyPace (New Jersey)

4.45%3 year(s)

Gainbridge
Gainbridge
Gainbridge FastBreak (New Jersey)

4.45%3 year(s)

Gainbridge
Gainbridge
Gainbridge FastBreak (California)

4.45%3 year(s)

MassMutual
MassMutual
MassMutual American Freedom Classic 3, 5, and 7

4.5%3 year(s)

MassMutual Ascend Life Insurance Company
MassMutual Ascend Life Insurance Company
MassMutual American Freedom Aspire

4.35%3 year(s)

Lincoln Financial
Lincoln Financial
Lincoln Financial MYGuarantee Plus

3.65%5 year(s)

Liberty Bankers
Liberty Bankers
Liberty Bankers - Bankers 5 Premier Plus (CA Only)

6%5 year(s)

Liberty Bankers
Liberty Bankers
Liberty Bankers - Bankers 5 Premier (CA Only)

5.2%5 year(s)

Liberty Bankers
Liberty Bankers
Liberty Bankers - Bankers (CA Only)

4.65%3 year(s)

No more

Available Rates

Rates are based on current simulation settings with premium amount $100,000.00

3 Years5.75%
4 Years5.75%
5 Years5.80%
6 Years5.80%
7 Years5.80%
8 Years5.80%
9 Years5.80%
10 Years5.80%

Available Guarantee Periods

Rates are based on current simulation settings with premium amount $100,000.00

$1,000.00 - $99,999.004.45%
$100,000.00 - $1,000,000.005.75%
Features
Maximum Issue Age90 years

Lifetime Income Details

Payout Options

Additional Options

Actual payout options may vary by insurance carrier and specific products. Common alternatives include:

  • Life Income Only: Payments for the rest of your life, stopping upon death
  • Period Certain: Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
  • Life with Period Certain: Lifetime payments with a minimum guaranteed period
  • Joint Life: Payments continue for both you and your spouse's lifetimes
  • Systematic Withdrawal: Regular withdrawals of a specified amount or percentage

About this product

SteadyPace™ is a single premium, individual deferred annuity available in California, issued by Gainbridge Life Insurance Company. It is designed for clients who are seeking long-term accumulation for retirement savings and lifetime income, with guaranteed interest growth and tax-deferred earnings. The product is not intended for short-term goals. SteadyPace™ ensures principal protection and fixed interest crediting over a selected investment period, referred to as the Guaranteed Interest Rate Period .

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From in-depth product reviews to easy-to-understand educational articles and timely blog posts, this section is your go-to resource for navigating the world of annuities with clarity and confidence.

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