Simulation & Edit Mode
Active Product: MassMutual Ascend – Advantage 5 Advisory (5-Year Term)
MassMutual Ascend – Advantage 5 Advisory (5-Year Term)
About this product
The MassMutual Ascend Advantage 5 Advisory is a five-year, single-premium fixed annuity that offers guaranteed interest, full principal protection, and penalty-free access features designed for clients who prefer predictable, conservative accumulation in a fee-based advisory environment. The product guarantees a fixed rate for the entire five-year term, protecting savings from market volatility while enabling tax-deferred growth. With built-in waiver riders, penalty-free liquidity, and flexible income payout options, Advantage 5 Advisory is designed for long-term financial planning and secure retirement income needs.
Important Disclaimer
The results displayed here are for simulation purposes only and do not represent financial advice or real-world values. Please consult a qualified financial professional before making any investment decisions.
Available Rates
| 5 Years | 4.75% |
Available Guarantee Periods
Rates based on investment amount $100,000.00
| $50,000.00 - $249,999.00 | 4.75% |
| $250,000.00 - $2,000,000.00 | 4.85% |
Features
| Maximum Issue Age | 89 years |
Growth Projection
How your money grows
Based on your issue age (55) and target payout age (60), the following guarantee period will be applied:
| Guarantee Period | 5 years |
| Rate | 4.75% |
| Age | 55 - 60 |
Summary
| Total years to payout | 30 |
| Total guarantee periods applied | 6 |
Lifetime Income Details
Payout Options
Additional Options
Actual payout options may vary by insurance carrier and specific products. Common alternatives include:
Life Income Only
Payments for the rest of your life, stopping upon death
Period Certain
Guaranteed payments for a specific time period (5, 10, 15, or 20 years)
Life with Period Certain
Lifetime payments with a minimum guaranteed period
Joint Life
Payments continue for both you and your spouse's lifetimes
Systematic Withdrawal
Regular withdrawals of a specified amount or percentage