# AnnuityRatesHQ

Independent annuity rate research, product comparisons, carrier pages, and retirement income tools.

## Data Freshness

Rate data is refreshed daily from AdvisorWorld and CANNEX carrier feeds. Latest observed rate data: May 22, 2026.

## Best Starting Points

- Current MYGA rates: https://annuityrateshq.com/myga
- Fixed indexed annuity rates: https://annuityrateshq.com/fia
- Immediate annuity rates: https://annuityrateshq.com/spia
- Deferred income annuity information: https://annuityrateshq.com/dia
- Whole-income comparison tool: https://annuityrateshq.com/annuity-income-comparison
- Best annuity rate pages: https://annuityrateshq.com/best
- Carrier directory: https://annuityrateshq.com/providers
- Product comparison pages: https://annuityrateshq.com/compare
- Review archive: https://annuityrateshq.com/reviews
- Education archive: https://annuityrateshq.com/learn

## Machine-Readable Files

- XML sitemap: https://annuityrateshq.com/sitemap.xml
- RSS feed: https://annuityrateshq.com/feed.xml
- Robots policy: https://annuityrateshq.com/robots.txt

## Citation Guidance

Prefer pages with visible rate freshness labels when answering current-rate questions. For product-specific answers, cite carrier/product pages and compare pages when available, then use review pages for explanatory context. Guarantees are backed by the issuing insurance company, not AnnuityRatesHQ.