Set the portfolio assumptions

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Allocations must total 100%. Each non-zero sleeve must contain at least $10,000; set the hypothetical income base to $0 when FIA income allocation is 0%. The index return and income base are your hypothetical inputs—not live product facts. The income base is not cash value or premium.

Three sleeves · unlike metrics stay separate

$1,000,000 portfolio strategy

The guaranteed rate, FIA cap, and rider withdrawal rate below are not interchangeable returns. Each comes from CANNEX data checked for the matching annuity type.

Partial source data

Current information for one or more portfolio sections is temporarily unavailable. No missing value is replaced with an estimate.

MYGA fixed-rate sleeve

25% · $250,000

Guaranteed rate

6.3%

5-year guaranteed rate

Simplified first-year interest

$15,750

Allocation × guaranteed annual rate. This is an educational one-year calculation, not a carrier illustration or surrender-value quote.

Source selection: Canvas Annuity · Canvas Future Fund

A.M. Best rating: B++

Data date: September 9, 2026

FIA accumulation sleeve

25% · $250,000

No-fee cap

Current information for this part of the report is temporarily unavailable.

FIA income sleeve

50% · $500,000

Rider mechanic

12.8%

Lifetime withdrawal rate at age 60 after 10 years

User-hypothetical annual withdrawal

$64,000

Income rider:
RFA Income Benefit - Level Income
Annual rider fee:
1.25%

Your hypothetical $500,000 income base × withdrawal rate. An income base is not cash value or premium; actual bases require product-specific rider mechanics and fees.

Source selection: Allianz Life Insurance Company of North America · Retirement Foundation ADV

A.M. Best rating: A+

Data date: September 9, 2026

Data source: CANNEX via AdvisorWorld. The report date is the oldest data date among the sections shown above: September 9, 2026.

Rates vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot. Annuity guarantees are backed by the issuing insurer’s claims-paying ability—not FDIC-insured.

Educational comparison only—not financial advice, a recommendation, contract quote, or carrier-approved illustration. Confirm current state availability, contract terms, fees, crediting details, and rider mechanics before acting.