Live annuity contract-review widget

Portfolio Health Summary

Visitor-entered holdings beside separate current MYGA and FIA references; not a suitability score.

Enter the contract-review assumptions

Every figure below is visitor-entered and hypothetical.

Allocation total: 100%. The three allocations must total exactly 100%.

Current market references come from CANNEX via AdvisorWorld. This checklist does not read your policy and does not determine suitability, replacement value, surrender value, taxes, or fees.

Contract review summary · not a suitability score

$500,000 user-entered portfolio

Your holdings and contract percentages stay separate from three leading eligible current CANNEX references. Unlike percentages are never averaged, and a rank-one row is not a quote or recommendation.

3 formula flags to inspect

Guaranteed rate

MYGA fixed-rate allocation

30%

$150,000 from the visitor-entered allocation

Your entered contract metric

4.5%

Visitor-entered current MYGA rate. Visitor-entered hypothetical value, not verified by AnnuityRatesHQ.

Leading eligible current reference

5.5%

Leading eligible current 3-year guaranteed MYGA rate. Leading eligible current CANNEX row, not a quote for an existing contract.

Current reference: New York Life Insurance and Annuity Corporation (NYLIAC) · Secure Term MVA II

A.M. Best: A++

As of: October 5, 2026

Index cap

FIA growth allocation

30%

$150,000 from the visitor-entered allocation

Your entered contract metric

10%

Visitor-entered current FIA cap. Visitor-entered hypothetical value, not verified by AnnuityRatesHQ.

Leading eligible current reference

9.5%

Leading eligible current no-fee annual S&P 500 cap · 1-year point-to-point FIA. Leading eligible current CANNEX row, not a quote for an existing contract.

Current reference: New York Life Insurance and Annuity Corporation (NYLIAC) · IndexFlex Fixed Annuity - FP Series

A.M. Best: A++

As of: October 5, 2026

Lifetime withdrawal rate

FIA income allocation

40%

$200,000 from the visitor-entered allocation

Your entered contract metric

6%

Visitor-entered current FIA lifetime withdrawal rate. Visitor-entered hypothetical value, not verified by AnnuityRatesHQ.

Leading eligible current reference

7.25%

Leading eligible current FIA lifetime withdrawal rate. Leading eligible current CANNEX row, not a quote for an existing contract.

Current reference: Corebridge Financial · Power Index Premier NY

A.M. Best: A

As of: October 5, 2026

Formula-based review flags

These disclosed arithmetic prompts identify documents or contract terms to inspect. They are not product grades, performance forecasts, or recommendations.

  • MYGA rate comparison flag

    The leading eligible current guaranteed-rate reference is 1.00 percentage points above the visitor-entered current MYGA rate, meeting the 0.50-point formula threshold. This is a comparison flag, not replacement advice.

    comparison

  • FIA withdrawal-rate comparison flag

    The leading eligible current FIA lifetime withdrawal-rate reference is 1.25 percentage points above the visitor-entered current rate, meeting the 0.50-point formula threshold. This is a comparison flag, not replacement advice.

    comparison

  • Contract-date review flag

    The visitor entered 5 months to the next contract date, within the formula's six-month review window.

    timing review

Next contract checks

  1. 1Compare the flagged live reference with the visitor-entered contract figure and verify contract terms before drawing a conclusion.
  2. 2Check the contract anniversary, surrender schedule, and notice deadlines while the entered review window is open.

Source: Current references come from CANNEX via AdvisorWorld. Portfolio value, allocations, current contract metrics, age, deferral, timing, term, and state are visitor-entered hypothetical inputs.

Rates, caps, rider mechanics, state availability, and product versions can change. Guarantees depend on the issuing insurer's claims-paying ability and are not FDIC-insured.

Educational contract-review checklist only—not financial, investment, insurance, legal, or tax advice; not a carrier quote, replacement recommendation, product grade, or suitability determination.

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