Live annuity contract-review widget

Portfolio Health Summary

Visitor-entered holdings beside separate current MYGA and FIA references; not a suitability score.

Enter the contract-review assumptions

Every figure below is visitor-entered and hypothetical.

Allocation total: 100%. The three allocations must total exactly 100%.

Current market references come from CANNEX via AdvisorWorld. This checklist does not read your policy and does not determine suitability, replacement value, surrender value, taxes, or fees.

Contract review summary · not a suitability score

$1,000,000 user-entered portfolio

Your holdings and contract percentages stay separate from three leading eligible current CANNEX references. Unlike percentages are never averaged, and a rank-one row is not a quote or recommendation.

Some current references unavailable
Current data is incomplete. Current information for this part of the report is temporarily unavailable. Current information for this part of the report is temporarily unavailable. Available sections remain visible, and no missing rate, cap, withdrawal rate, carrier, or date is replaced with a default.

Guaranteed rate

MYGA fixed-rate allocation

30%

$300,000 from the visitor-entered allocation

Your entered contract metric

4%

Visitor-entered current MYGA rate. Visitor-entered hypothetical value, not verified by AnnuityRatesHQ.

Leading eligible current reference

Current information for this part of the report is temporarily unavailable.

Index cap

FIA growth allocation

30%

$300,000 from the visitor-entered allocation

Your entered contract metric

6%

Visitor-entered current FIA cap. Visitor-entered hypothetical value, not verified by AnnuityRatesHQ.

Leading eligible current reference

Current information for this part of the report is temporarily unavailable.

Lifetime withdrawal rate

FIA income allocation

40%

$400,000 from the visitor-entered allocation

Your entered contract metric

5%

Visitor-entered current FIA lifetime withdrawal rate. Visitor-entered hypothetical value, not verified by AnnuityRatesHQ.

Leading eligible current reference

12.8%

Leading eligible current FIA lifetime withdrawal rate. Leading eligible current CANNEX row, not a quote for an existing contract.

Current reference: Allianz Life Insurance Company of North America · Retirement Foundation ADV

A.M. Best: A+

As of: September 16, 2026

Formula-based review flags

These disclosed arithmetic prompts identify documents or contract terms to inspect. They are not product grades, performance forecasts, or recommendations.

  • FIA withdrawal-rate comparison flag

    The leading eligible current FIA lifetime withdrawal-rate reference is 7.80 percentage points above the visitor-entered current rate, meeting the 0.50-point formula threshold. This is a comparison flag, not replacement advice.

    comparison

  • Contract-date review flag

    The visitor entered 6 months to the next contract date, within the formula's six-month review window.

    timing review

Next contract checks

  1. 1Retry the current-data comparisons later; no missing market rate was replaced with a default or estimate.
  2. 2Compare the flagged live reference with the visitor-entered contract figure and verify contract terms before drawing a conclusion.
  3. 3Check the contract anniversary, surrender schedule, and notice deadlines while the entered review window is open.

Source: Current references come from CANNEX via AdvisorWorld. Portfolio value, allocations, current contract metrics, age, deferral, timing, term, and state are visitor-entered hypothetical inputs.

Rates, caps, rider mechanics, state availability, and product versions can change. Guarantees depend on the issuing insurer's claims-paying ability and are not FDIC-insured.

Educational contract-review checklist only—not financial, investment, insurance, legal, or tax advice; not a carrier quote, replacement recommendation, product grade, or suitability determination.

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