Cash-flow-adjusted change
+$16,500
+6.6% of beginning value
Ending value + total distributions − additional premium − beginning value. Timing is ignored, so this is not a time-weighted or money-weighted return.
Free annual statement widget
Annual Review Report
User-entered statement arithmetic
FIA annual statement checkup
These figures use only the statement amounts entered above. They are simple review arithmetic—not investment performance, a reconstruction of carrier account history, a recommendation, or a replacement analysis.
Income-target coverage
83.3%
$15,000 of $18,000
Income received is a user-reported subset of total distributions. The annual target is a visitor hypothesis, not a sourced guarantee or projection.
Disclosed charges
$2,500
User-entered statement figure
Charges are shown separately and never added back. They may already be reflected in ending value; the tool does not infer missing fees or treat $0 entered as proof a contract is free.
Exact user-entered statement figures
Beginning $250,000 · ending $251,500 · additional premium $0 · total distributions $15,000 · income received $15,000 · disclosed charges $2,500.
Market context for this annuity category
30-day FIA change-event summary
Market context is temporarily unavailable
Current CANNEX market-change context could not be loaded. This does not mean there were zero changes. The statement arithmetic above remains usable because it depends only on visitor inputs.
Questions for the annual review
- Do the entered beginning value, ending value, cash flows, and charges match the carrier statement?
- Are income distributions included once inside total distributions, with no double counting?
- Do current contract terms, surrender provisions, and prospectus or disclosure documents still match your records?